Just so dang happy!!!!!!

[Sabrian31487]

So was shopping around ebay for a new computer and decided on a 749.00 computer.. Just got approved for 3 different credit cards this month (See Sig). So went to checkout for the computer and up pops bill me later.... I know i was not approved 6 months ago for an account so i was a little hesitant to try again. Was planning on using my discover Card which only has a 1000.00 credit limit so it would have made my utilization well over 70% for that card. Got Approved for bill me later with 800.00 Limit. Doesnt factor into utilization ratio and if in good standing doesnt report to the credit bureuas.... I am just having a wonderful morning... just thought i would shard my excitement ..

GOOD MORNING 

[dddewdrop]

Nice.

[rtw]

Congrats! Nice way to end the weekend.

[LS2982]

CONGRATS!!!

Did they do a HP on your credit?

[dodfire]

Way to go!!! Congrats!!!

[londonhogfan]

Awesome job! Those are some great cards youve got there.

Any baddies on your report?

[Sabrian31487]

No baddies.... before those cards all i had was a badcock loan account for 1500.00 3 years ago paid in full good standing and a capital one secured mastercard .. Only had the mastercard for 5 months and got all this coming up now!!! Im sure my equifax score had something to do with it 708 fico .. Badcock helped my equifax... i still dont have a TU or EX score generated.. hopefully this month it will generate.. And to think just 5 months ago i had everyone denying me for "Thin File" lol.. So exciting

[Anonymous]

Congrats! I like BML because of the 6 months no-interest, as well as the not reporting to the CRA's. I use it to feed my Apple device addiction and if you go though there store portal, you get another 1-3% off depending on the current deal. Pay-in-full  before the 6 months is up they keep bumping your CL up!

[Sabrian31487]

They did a hard pull previously when i applied 6 months ago.. i dont remember if 6 months ago they asked for my full social but this time all they wanted was the last 4 digits of my social.. so not sure if it was hard pull or not yet.. Havnt received an Alert email yet..

[dodgerslv]

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@Sabrian31487 wrote:

So was shopping around ebay for a new computer and decided on a 749.00 computer.. Just got approved for 3 different credit cards this month (See Sig). So went to checkout for the computer and up pops bill me later.... I know i was not approved 6 months ago for an account so i was a little hesitant to try again. Was planning on using my discover Card which only has a 1000.00 credit limit so it would have made my utilization well over 70% for that card. Got Approved for bill me later with 800.00 Limit. Doesnt factor into utilization ratio and if in good standing doesnt report to the credit bureuas.... I am just having a wonderful morning... just thought i would shard my excitement ..

GOOD MORNING 

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Congrats on your recent approvals!