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I just got a Jared CC with limit of $5100. Will this help with my UTI? When I applied I realized I apped for the wrong one. So I applied for Kay's. approved again for $5100. Question. Is this the same card? It shows different account numbers & they pulled two HP. Ex & EQ. I've heard something about them being the same card? 1 limit u can use at both stores?? Kinda hoping its two cards with $5100 limit on each.
Yeah, I don't think there are Visa or MasterCard versions of these.
Well, of course it will help utilization (assuming that at least one reports!) You now have more credit. Whether other store cards will follow suit is less clear. Each tends to evaluate it's own risk. Here you have more outstanding credit, so unless you are using a store card very heavily, they may not see a need to extend you more. I think some people here believe that if you get a new store card, THAT might have a high CL to "match" your existing ones.
Congrats! It will definitely help your UTI if you dont max it out and it does open doors to obtain higher limit bank cards