Kohls Visa upgrades

Scottisthename · ‎07-03-2024

Our Kohls charge cards are getting upgraded to Visa

https://kohlsrewardsvisa.capitalone.com/

MileHigh96 · ‎07-03-2024

Yeah, I got my first email about it about a month ago, and then another one yesterday. Does this mean that CapOne is completely discontinuing the Kohl's store only card and transitioning everyone to a Visa card?

BK7 discharged - 06JUL2021
Loans:

Revolving Accounts (in the order they were opened):

Ally Everyday Cash Back Mastercard (converted from Ollo Platinum Rewards Mastercard) $4800 CL (opened 7/21/21)

Mercury Mastercard $4360 CL (opened 7/23/21)

Upgrade Triple Cash Rewards Visa Card $17,500 LOC (opened 8/4/21)

PenFed Pathfinder Rewards $6000 CL (opened 11/9/21)

Dell Pay Credit (converted from Dell Financial Services account) $6500 CL (opened 12/6/21)

Capital One Kohls Visa (converted from Kohls store card) $3300 CL (opened 12/13/21)

Upgrade Cash Rewards Visa Card $7,000 LOC (opened 3/17/22)

Capital One Quicksilver MC (PC'd from a Platinum card) $3200 CL (opened 5/6/22)

Capital One Savor One MC $5000 CL (opened 10/20/22)

Merrick Bank Double Your Line MC $2500 CL (opened 11/1/22)

NFCU cashRewards Plus $28000 CL (opened 3/17/23)

Affinity FCU Pure Rewards Visa $1500 CL (opened 5/18/23)

Bread Cashback AmEx $10000 CL (opened 5/23/23)

Canvas CU Platinum Elite MC $3000 CL (opened 5/25/23)

NFCU Go Rewards Visa $23000 CL (opened 6/16/23)

Petco Pay Mastercard $5100 CL (opened 6/29/23)

My GM Rewards Card Mastercard $5500 CL (opened 8/1/23)

Denver Broncos Extra Point Visa $8500 CL (opened 12/8/23)

NFCU More Rewards AmEx $9000 CL (opened 2/8/24)

Ally Unlimited Cash Back Mastercard $3000 CL (opened 4/3/24)

Service Credit Union Everyday Visa $2500 CL (opened 8/19/24)

BECU Cash Back Visa $16000 CL (opened 8/21/24)

Closed accounts:

Mission Lane Visa - first starter card after discharge (opened 7/7/21 - closed 4/1/23)

Capital One Quicksilver MC (downgraded from a Walmart Rewards MC and transfered CL to older QS card) (opened 11/4/22 - closed 04/09/25)

Best Egg Visa (opened 05/17/22 - closed 04/14/25)

0/6, 3/12, 11/24 new accounts
TCL: $144.2K

SUPERSQUID · ‎07-03-2024

@MileHigh96 wrote:
Yeah, I got my first email about it about a month ago, and then another one yesterday. Does this mean that CapOne is completely discontinuing the Kohl's store only card and transitioning everyone to a Visa card?

The card in the picture is the one I have, a cobranded Kohls/Visa card. A coupe of times merchants handed it back to me thinking it was strictly for Kohls but I told them its a Visa card.

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4650, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 40k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017

DoppelgangerD · ‎07-03-2024

@SUPERSQUID wrote:
@MileHigh96 wrote:
Yeah, I got my first email about it about a month ago, and then another one yesterday. Does this mean that CapOne is completely discontinuing the Kohl's store only card and transitioning everyone to a Visa card?
The card in the picture is the one I have, a cobranded Kohls/Visa card. A coupe of times merchants handed it back to me thinking it was strictly for Kohls but I told them its a Visa card.

Assuming you were one of the ones upgraded to Visa last year (?).

QUESTION:

If your CL was bumped up above $3k as a result of the product change, when exactly did they increase it?

Was it at the time they notified you that your card would change, or in September when the actual change took effect?

DoppelgangerD · ‎07-03-2024

There are other threads on here about this spanning back almost 2 years.

They are doing it in phases, but I have no idea if they are converting ALL account holders to the Visa version (eventually?), or if it's only credit worthy account holders, and if this round is the last round or not.

(Last year was the first round.)

Kforce · ‎07-04-2024

@DoppelgangerD wrote:
There are other threads on here about this spanning back almost 2 years.
They are doing it in phases, but I have no idea if they are converting ALL account holders to the Visa version (eventually?), or if it's only credit worthy account holders, and if this round is the last round or not.
(Last year was the first round.)

All credit card issuers, keep account holders in the dark, web page info different from what CSR's say,

different info on different web pages, etc.

No advantage for them to let info out, this let's them change anything they want on the fly.

They probably are still arguing about what they want to do.

You will know when it is your turn.

DoppelgangerD · ‎07-04-2024

@Kforce wrote:
@DoppelgangerD wrote:
There are other threads on here about this spanning back almost 2 years.
They are doing it in phases, but I have no idea if they are converting ALL account holders to the Visa version (eventually?), or if it's only credit worthy account holders, and if this round is the last round or not.
(Last year was the first round.)
All credit card issuers, keep account holders in the dark, web page info different from what CSR's say,
different info on different web pages, etc.
No advantage for them to let info out, this let's them change anything they want on the fly.
They probably are still arguing about what they want to do.

You will know when it is your turn.

To clarify, I was trying to offer info based on what I know, which isn't much.

I did get a communication from C1 that my card will be converted to the Visa card on September 16th.

Kforce · ‎07-04-2024

@DoppelgangerD wrote:
@Kforce wrote:
@DoppelgangerD wrote:
There are other threads on here about this spanning back almost 2 years.
They are doing it in phases, but I have no idea if they are converting ALL account holders to the Visa version (eventually?), or if it's only credit worthy account holders, and if this round is the last round or not.
(Last year was the first round.)
All credit card issuers, keep account holders in the dark, web page info different from what CSR's say,
different info on different web pages, etc.
No advantage for them to let info out, this let's them change anything they want on the fly.
They probably are still arguing about what they want to do.

You will know when it is your turn.
To clarify, I was trying to offer info based on what I know, which isn't much.
I did get a communication from C1 that my card will be converted to the Visa card on September 16th.

Always good to share, I thought you were looking for time lines, and info that is almost never given.

Dancingbear45 · ‎07-04-2024

@Scottisthename

Yes we actually shop at Kohl's a lot. I received notification a few months ago that they were upgrading my account from MVC Card to the Kohl's Visa Card in September. My CL is already at the maximum for the store card but I'm assuming that a CLI will follow upon issuance.

DoppelgangerD · ‎07-04-2024

@Dancingbear45 wrote:
@Scottisthename
Yes we actually shop at Kohl's a lot. I received notification a few months ago that they were upgrading my account from MVC Card to the Kohl's Visa Card in September. My CL is already at the maximum for the store card but I'm assuming that a CLI will follow upon issuance.

What's interesting for me, is that I've been told for years that the max credit limit you can have for the Kohl's Store Card is $3000.

However, about 2 months ago C1 raised my limit to $3500, and that was before they ever notified me of the conversion to Visa.

So I keep wondering if the limit raise is because of the conversion to Visa, or did they raise the threshold(?).

(I do realize that others have received substantial increases in CL for the Visa version of the card, far and above $3k, but just wondering about the threshold of the store card currently.)

I keep waiting to read from anyone else who may have recently gotten a limit increase (on the store card version) that takes them over $3k.