LIMIT INCREASE QUESTION ?

[Anonymous]

I am sorry what PIF means .

Sorry I feel stupid asking.

Thanks

[Anonymous]

If its been over 6months since you've opened the card(s)/ asked for a limit increase you can request one online (for amex at least, I'm not sure about capital one) or call them to ask for a limit increase (make sure you ask if its a soft or hard pull!)

[Anonymous]

Hi,

Those the limit on a Store Card account  counts toward your total limit to  bring your ratio  down ?

Thanks

[gdale6]

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@Anonymous wrote:

I am sorry what PIF means .

Sorry I feel stupid asking.

Thanks

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pay in full

http://ficoforums.myfico.com/t5/Rebuilding-Your-Credit/Guide-To-Common-Abbreviations/m-p/224988?jump=true

[Anonymous]

Hi,

Can you please tell me if the limit on a Store Card account  counts toward your total limit to  bring your ratio  down ?

Thanks

[Anonymous]

Hi,

Can anybody please tell me if the limit on a Store Card account  do counts toward your total limit  with my othere credit cards to bring your ratio  down ?

Thanks

[Anonymous]

Yes, store cards count towards your overall limit.

[taxi818]

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@Anonymous wrote:

Hi,

Can anybody please tell me if the limit on a Store Card account  do counts toward your total limit  with my othere credit cards to bring your ratio  down ?

Thanks

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Yes and credit card counts. Store or otherwise. 

[Anonymous]

To increase your credit score, I recommend paying off your credit card balances (statement balances) each month. Also keeping your credit utilization 10% or lower (for example not exceeding $1K on a $10K total limit. Having a combination of credit such as credit cards and a mortgage. Hope this helps.