@Anonymous wrote:
@CreditCuriosity wrote:
@Anonymous wrote:
@CreditobsessedinFL
@Anonymous, No. no amount listed; they show 0 since they are deferred for 4
years. The only amount is that $35.00. I PIF for my 3 cards, trying to do AZEO, (just easier for me), but missed it the first time and had $25.00 and $8.00 report.
Take 1% of the student loan balance and add that to the $35 and divide by income and you should have your DTI if they choose to include the deferred loans.
Also should include rent as well if you have that, but 1% should be safe if deferred. Assume it would be similar to a mortgage on rules and mortgage is 1% of SL.
D'oh! I can't believe I forgot the rent/mortgage part of DTI 🤦♂️ If you have either of those @CreditobsessedinFL you will need to add that number to the 35 and 1% and divide by income to get DTI. My bad. 🤦♂️ 🔥
Someone needs sleep 🤦♂️
