Left the Garden....

[Anonymous]

I recently left the garden to app for the Amex BCE.... They shocked me by approving for $13k.  

My question is since I have left the garden temporarily, are their any other cards I should look into more?

My Currently utilization % is around 27-29% with nearly all of that on my WF card... ( 0% interest for a few more months )

I have as follows:

Chase Freedom and Freedom Unlimited  ( considering combining both )

Cap One VentureOne  ( Two of these, but will be combined after my next CLI on the lower limit card )

WF Rewards ( Was my highest limit pre-Amex )

Barclay Rewards

Discover IT

Paypal Extras MC  ( considering closing,  limit hasn't changed since opening )

Merrickbank ( one of my rebuilders i've held on to.  But horrible APR... never used )

Emblem  ( first rebuilding card I was given and oldest CC line.  Not used but held for Age )

[CountryLivin]

I would go back into the garden and let this one age a bit...maybe apply for something else three to six month from now.

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@Anonymous wrote:

I recently left the garden to app for the Amex BCE.... They shocked me by approving for $13k.  

My question is since I have left the garden temporarily, are their any other cards I should look into more?

My Currently utilization % is around 27-29% with nearly all of that on my WF card... ( 0% interest for a few more months )

I have as follows:

Chase Freedom and Freedom Unlimited  ( considering combining both )

Cap One VentureOne  ( Two of these, but will be combined after my next CLI on the lower limit card )

WF Rewards ( Was my highest limit pre-Amex )

Barclay Rewards

Discover IT

Paypal Extras MC  ( considering closing,  limit hasn't changed since opening )

Merrickbank ( one of my rebuilders i've held on to.  But horrible APR... never used )

Emblem  ( first rebuilding card I was given and oldest CC line.  Not used but held for Age )

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[Pway]

No, I would go back in the garden.  You have a nice line up of cards.  What else are lookinf for?  Rewards, Travel, etc.

[Anonymous]

Again, is there something you're looking for? 

Not that you asked:

But I wouldn't combine F and FU. It's easy enough to administrate from one place. Your UR gather in one spot. I'd use the FU and SD the F if you don't feel like bothering with the catergories. Move limit from here to there if there's an arrangement that's more suitable to you. But I wouldn't close one. YMMV.

[Anonymous]

Personally I don't think you will get a SL similar to Amex because your ficos for EQ/TU are in the high 600s vs. EX 755. Unless you have high income, you may see another 5k SL if you go for the lenders that pull EQ/TU. So I guess the question is....will that be worthit for you? There are not many lenders out there who will pull strictly EX only.