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List Of Shopping Cart Trick Credit Cards

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Blackrv7
Frequent Contributor

Re: List Of Shopping Cart Trick Credit Cards


@dazacman30 wrote:

Excellent tip about the sportsman guide visa card!  I added about $800 of merchandise in my cart, and the membership... preapproval popped right up.. accepted the offer and it took me to the check out page with the CC info pre-filled in.  I removed all items and closed out.  I assume that means my limit will be AT LEAST $850.


Have you received your card yet with your CL?  Could be wrong but I'm thinking what you have in your cart has little to do with your final CL.  Could be wrong...wouldn't be the first time or last time Smiley Wink  My sp acceptance popped up at checkout and I did the same thing, removed everything but the membership which I'll cancel as soon as the card arrives.  Really was looking for one more TL, not concerned about AAoA but was unwilling to merely get another TL with a HP.  SP and the card, that I'll do.


Current myFico EX 734, EQ 777, TU 742
AAoA 6 years 3 months, Length 25 years 2 months

Message 51 of 253
Mish0817
Regular Contributor

Re: List Of Shopping Cart Trick Credit Cards

With VS I went on one week the cl was 200 ... Went on a few days later 250... The forgot about it for area weeks and it was 350, shoulda waited a bit more lol


Eq 675
TU 681
Ex your guess is as goodas mine!

Nfcu Cash Rewards 15000, Nfcu nRewards Mc 15000, Walmart 600, Target 400, VS 650,Capital one 3750, Us Bank 300, Discover 4500,Citi DP 1500, Chase Freedom 2000. And I'm done...... no more cards just going to tend my garden
Message 52 of 253
highfrogs
Established Member

Re: List Of Shopping Cart Trick Credit Cards

I can't seem to get the approval for the Sportsman Guide Visa. Smiley Sad

But Victoria's Secret gave me $750, and actually wouldn't let me view my cart until I accepted or declined the offer. At that point, I wasn't aware of the "shopping cart trick". That's when I decided to look up this pre-approval and found out it happens in other online stores too. Just got an approval for Express ($250) and Brylane Home ($250). 

In My Wallet: Duck Card 10000, Beaver Card 5000, Paypal Smart Connect 1600, Barclay Card 1500, DiscoverIT 1500, Citi Thank You Preferred 1200, Care Credit 1200, Victoria's Secret Store 750, Citi AT&T Savings & Rewards 600, Express 250, Brylane Home 250
FICO Scores: TransUnion 690 (01/14), Experian 686 (11/13) and Equifax 695 (01/14)
Goal: 750+
Want: Citi Dividend, Chase Freedom, Amex Blue Cash Everyday, US Bank Cash +
Message 53 of 253
injustifiiable
Valued Contributor

Re: List Of Shopping Cart Trick Credit Cards


@highfrogs wrote:

I can't seem to get the approval for the Sportsman Guide VisaSmiley Sad

But Victoria's Secret gave me $750, and actually wouldn't let me view my cart until I accepted or declined the offer. At that point, I wasn't aware of the "shopping cart trick". That's when I decided to look up this pre-approval and found out it happens in other online stores too. Just got an approval for Express ($250) and Brylane Home ($250). 


Just as a point of information, I didn't get a pop up for the Sportsman's Guide Visa until my score was 700+.

 

Highest limit yet with Comenity though so you'll get there eventually!

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 54 of 253
highfrogs
Established Member

Re: List Of Shopping Cart Trick Credit Cards

Which report did they pull for you?
In My Wallet: Duck Card 10000, Beaver Card 5000, Paypal Smart Connect 1600, Barclay Card 1500, DiscoverIT 1500, Citi Thank You Preferred 1200, Care Credit 1200, Victoria's Secret Store 750, Citi AT&T Savings & Rewards 600, Express 250, Brylane Home 250
FICO Scores: TransUnion 690 (01/14), Experian 686 (11/13) and Equifax 695 (01/14)
Goal: 750+
Want: Citi Dividend, Chase Freedom, Amex Blue Cash Everyday, US Bank Cash +
Message 55 of 253
ac921ol
Frequent Contributor

Re: List Of Shopping Cart Trick Credit Cards

I just got approved for $500 from Loft, is it possible to call up and get a credit limit increase for the holidays?? Who would I call?

 

^10kbkb



12/28/13 (Garden Start Date)



Message 56 of 253
injustifiiable
Valued Contributor

Re: List Of Shopping Cart Trick Credit Cards


@highfrogs wrote:
Which report did they pull for you?

EQ like most of their cards, except VS which pulls Experian.

Scores 5/15/2016 (clean reports!): TU Walmart FICO: 696 | EQ FICO: 679 | EX AMEX FICO: 680

In my new wallet: American Express Green EMV: PSL $2000 | BankAmericard Cash Rewards Visa EMV: $2500 | Citi AAdvantage Platinum Select World MasterCard: $6400 | Barclaycard Arrival World MasterCard: $1000 | Discover IT: $2500 | Amazon Rewards Visa Signature: $1500 | Chase Freedom: $1500 | Capital One QuicksilverOne MasterCard: $2100 | Target: $2800 | J.Crew $21,550 | Marvel (Captain America) MasterCard: $6000
Message 57 of 253
dazacman30
Valued Member

Re: List Of Shopping Cart Trick Credit Cards

Yes, my initial CL was 2000.   I removed everything from the cart completely, made no purchases and got my card in the mail about 10 days later.  My wife also did this a few days ago, but I had her put about $5500 in the cart, it thought for a minute and said "approved" and prefilled the card #.. of course we then unloaded the cart and left the site. I'll update in a few days when her card is received on the CL.

Bouncing back from BK '09
10/2012: 641(EQ) 636(TU) 624(EX)
4/2015: Equifax 694, TU 687, Exp 706
Goal: 700+ all 3 by June 2015
Message 58 of 253
dazacman30
Valued Member

Re: List Of Shopping Cart Trick Credit Cards


@dazacman30 wrote:

Yes, my initial CL was 2000.   I removed everything from the cart completely, made no purchases and got my card in the mail about 10 days later.  My wife also did this a few days ago, but I had her put about $5500 in the cart, it thought for a minute and said "approved" and prefilled the card #.. of course we then unloaded the cart and left the site. I'll update in a few days when her card is received on the CL.


Just an update.. wife got the card and the initial limit is $2000, even though it "allowed" the cart to have more in it upon check out.. wonder if, since we cleared the cart, is defaulted to 2K..  

Bouncing back from BK '09
10/2012: 641(EQ) 636(TU) 624(EX)
4/2015: Equifax 694, TU 687, Exp 706
Goal: 700+ all 3 by June 2015
Message 59 of 253
missmama
Contributor

Re: List Of Shopping Cart Trick Credit Cards

First I turned OFF my POP up blocker!! 

 

I just tried this and did VS, need to shop there for xmas anyway Smiley Happy  I filled the cart, checked out as guest, and no pop up. I decided to apply since at this point my score is killed already at 584-601 and I am not repairing yet. I got 250 CL right away. My cart was for 200.00 but when you hit apply it opens a different tab so I don't even think my cart counted?? I had to enter the card info on the cart tab, it did not carry over. Just fyi. I used 3 codes I searched for and got free shipping, a free panty and a free makeup case with brushes. I did VERY well with this deal.

 

Thanks all!!!

Message 60 of 253
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