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List Of Shopping Cart Trick Credit Cards

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Anonymous
Not applicable

Re: List Of Shopping Cart Trick Credit Cards

Started using this site one week ago today, based off an original google search for 'comenity cart trick' that I only learned of two weeks ago. At the point of trying any sites I did not know what my credit score or file was looking like, since I had not checked in a few months. First report showed 617 score. Here is what I have received so far...Victoria Secret 1500 popup SP, Bealls (not popup at time of zip code entry it went to a new screen with ssn only asking for 4 digits) SP 1000, MyPoints Visa 3500 popup SP, HSN 500 SP, bon ton 1000 SP, Sportsmans guide visa, popup SP 10000!!! 4000 is cash advance limit, Total rewards visa 5000 popup SP...my scores hit 498 on 3/31 and it shows no inq from any comenity, however, GE and citi refused me for every single application...and if they refused because they thought I wasnt credit worthy, my new util is going to rub it in their sweet lil cheeks Smiley Wink thank you comenity for my second chance.
Message 71 of 253
mt2va
Established Contributor

Re: List Of Shopping Cart Trick Credit Cards

I've tried shopping cart trick on maybe 10-12 of the Comenity cards just to see what I could get.  I got it for $350 for VS (didn't take it) & also $250 for One Stop Plus (did take it).  No luck anywhere else.

 

ETA I got the pop up for Buckle for $250 just now (funny it wouldn't do it on my other computer 2 nights ago)--I didn't take it

Starting Scores 10/12: EQ 460 (FICO)/TU 502 (FAKO)/EX 474 (FAKO)
(7/14): EQ 572 (FICO)/TU 624 (FICO)/ EX 612 (FICO)

Current (2016): EQ 605 (FICO)/TU 657 (FICO)/EX 646 (FICO)




Message 72 of 253
Jon85
Frequent Contributor

Re: List Of Shopping Cart Trick Credit Cards

I'm a guy and love Express, so I tried the shopping cart trick, didn't work.

 

However, just for the fun of it, I went to Victoria Secret and put in a bottle of cologne that I like into my cart, and pre-approved for $500 (didn't take it).

 

Grrr, of course it would work for VS but not for Express, the store I could actually use it in haha.

Message 73 of 253
NoAnchoviesPlease
Established Contributor

Re: List Of Shopping Cart Trick Credit Cards

I got VS (750, accepted), Express (declined), and HSN (pondered but declined). Would love to get Mypoints VISA or Total Rewards VISA; the latter would be useful since I don't stay at Caesar's properties, just eat in their restaurants. 

 

Express and HSN were SP on Equifax. I haven't seen VS show up yet (and they haven't reported to my CR yet, but my first post-PIF statement should be in the next week. Account opened on 3/25. 

12/29/2015 669/696/706
01/10/2016 698/711/730 but still to and fro a bit

Climbing to 700 and beyond. It's too cold for gardening.
Message 74 of 253
mossmanb5
Established Contributor

Re: List Of Shopping Cart Trick Credit Cards

i got the pop up for vs but didnt take it for 350.00 since im in the garden and im just playing around to see what works to tell a friend, sports man guide dosent work

72 cards and done 312,800 in available credit
0.5% uti / 2.2 aaoa
eq 698 / ex 712 / tu 729


inqs= eq 48 / ex 35 / tu 15
Message 75 of 253
Christina_xyt
Established Contributor

Re: List Of Shopping Cart Trick Credit Cards

Out of curiosity, I tried.. and it did pop up.. it's PRE APPROVED.  but it says with a credit limit of $0.. -.-'

 

So i went ahead and clicked "get started".. it requires last 4 digits of ssn.. and i completed everything.. $750 credit limit.. how would i know if it's really a sp????? kinda worried now.. >.< 

 


In sequence of approval, Last app/inquiry 5/30/2015
Message 76 of 253
aubie1kenobie2
Frequent Contributor

Re: List Of Shopping Cart Trick Credit Cards


@Christina_xyt wrote:

Out of curiosity, I tried.. and it did pop up.. it's PRE APPROVED.  but it says with a credit limit of $0.. -.-'

 

So i went ahead and clicked "get started".. it requires last 4 digits of ssn.. and i completed everything.. $750 credit limit.. how would i know if it's really a sp????? kinda worried now.. >.< 

 


If it is VS or Express, it is a SP, since you only entered last 4 of SSN.


Starting Score: No credit history in July 2013, 663 in August (lender pulled)
Current Score: 773 (Discover FICO), 749 (DCU EQ)
Ultimate goal: Buy a house in 2016!
Message 77 of 253
CardHunter
Established Contributor

Re: List Of Shopping Cart Trick Credit Cards

Sooooo here is my story that just happened last night. I was looking around for a new phone and went to Motorola's site and picked out my Moto X phone and signed up a account and everything and then get ready to pay and the pre approved pop up (from Comenity) comes up so I click "Yes, Im interested" and then *sigh* my computer dies on me. I couldn't get it to cut back on or nothing, it's like dead or something. So, I pull out my laptop and log back on and of course, my luck, no pop up... so no clue what to do now, maybe it will pop back up in a few days....... Smiley Sad So I thought I would share my latest pop up with everyone. I am still waiting on the Total Rewards and Sportsman's Guide... waiting very patiently.

Message 78 of 253
Christina_xyt
Established Contributor

Re: List Of Shopping Cart Trick Credit Cards


@aubie1kenobie2 wrote:

@Christina_xyt wrote:

Out of curiosity, I tried.. and it did pop up.. it's PRE APPROVED.  but it says with a credit limit of $0.. -.-'

 

So i went ahead and clicked "get started".. it requires last 4 digits of ssn.. and i completed everything.. $750 credit limit.. how would i know if it's really a sp????? kinda worried now.. >.< 

 


If it is VS or Express, it is a SP, since you only entered last 4 of SSN.


Forgot to mentioned that it is VS... hopefully it is a sp

Does this mean that it would not decrease credit score? or a new account open still will somehow hurt the score?


In sequence of approval, Last app/inquiry 5/30/2015
Message 79 of 253
aubie1kenobie2
Frequent Contributor

Re: List Of Shopping Cart Trick Credit Cards


@Christina_xyt wrote:

@aubie1kenobie2 wrote:

@Christina_xyt wrote:

Out of curiosity, I tried.. and it did pop up.. it's PRE APPROVED.  but it says with a credit limit of $0.. -.-'

 

So i went ahead and clicked "get started".. it requires last 4 digits of ssn.. and i completed everything.. $750 credit limit.. how would i know if it's really a sp????? kinda worried now.. >.< 

 


If it is VS or Express, it is a SP, since you only entered last 4 of SSN.


Forgot to mentioned that it is VS... hopefully it is a sp

Does this mean that it would not decrease credit score? or a new account open still will somehow hurt the score?


Once the card starts reporting (and it will right away) your scores will take a temporary hit due to lowering of your AAoA.


Starting Score: No credit history in July 2013, 663 in August (lender pulled)
Current Score: 773 (Discover FICO), 749 (DCU EQ)
Ultimate goal: Buy a house in 2016!
Message 80 of 253
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