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Looking for a new primary CC to replace Costco AMEX.

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Anonymous
Not applicable

Re: Looking for a new primary CC to replace Costco AMEX.


@Anonymous wrote:

@Anonymous wrote:

@yfan wrote:

@LadyJEsq wrote:

@Anonymous wrote:

Hi all,

 

Currently use Costco AMEX as my primary CC, put almost every expense on it. Since this card is about to be obsolete, I'm looking for a new card to use everyday. Anybody have any good suggestions? Current FICO on AMEX statement is 823.

 

TIA


What's this I hear, they're phasing out TE? I didn't particularly care for the card when I had, but it would be nice if Costco took something other than cash so I can maximize earnings. Does anyone know what they'll be accepting/are accepting now? Been a couple of months since I've been to a warehouse. 


Beginning next April, Costco will only accept Visa credit cards in their warehouses. Any Visa credit card wil be accepted, but the cobranded card will be issued by Citi.


is there any indication that the reward rate will change? By april I will have been with citi for nearly a year...but its going to take more than 1 or 1.5% to make me app for it... as my QS will work there perfectly!


You won't have to app. All current TE cardholders will automatically get a Citi Costco Visa.


No one knows that for sure.

Message 11 of 15
Anonymous
Not applicable

Re: Looking for a new primary CC to replace Costco AMEX.

Most of my expenses are on gas and groceries. I travel about 400 miles per week for work so I burn through the gas, also spend about $150 a week on groceries. A card that gets me the most cash back in those 2 categories would be ideal. Other than that my biggest category would be dining. I very rarely travel, haven't been on a vacation in 2 years Smiley Sad

Message 12 of 15
Anonymous
Not applicable

Re: Looking for a new primary CC to replace Costco AMEX.

@slh
Penfed cash rewards for gas - 5% no cap
Or
Amex blue cash
Or
Amex bcp
Message 13 of 15
SunriseEarth
Moderator Emeritus

Re: Looking for a new primary CC to replace Costco AMEX.


@Anonymous wrote:

Most of my expenses are on gas and groceries. I travel about 400 miles per week for work so I burn through the gas, also spend about $150 a week on groceries. A card that gets me the most cash back in those 2 categories would be ideal. Other than that my biggest category would be dining. I very rarely travel, haven't been on a vacation in 2 years Smiley Sad


BCP might actually be worth the AF for you, with that much grocery spend.  However, that's assuming you do your grocery spend at supermarkets, as opposed to Costco.



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $41000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Citi Custom Cash MC $24600 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $21500 | Amazon VS $15000 | Target MC $14500 | Sephora VS $14400 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | T-Mobile VS $12000 | AAA Travel Advantage VS $10000 | JCP MC $5500 | BR MC $9600 | Wayfair MC $9500 | Burlington $1500 ~~
Message 14 of 15
SunriseEarth
Moderator Emeritus

Re: Looking for a new primary CC to replace Costco AMEX.


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

@yfan wrote:

Beginning next April, Costco will only accept Visa credit cards in their warehouses. Any Visa credit card wil be accepted, but the cobranded card will be issued by Citi.


is there any indication that the reward rate will change? By april I will have been with citi for nearly a year...but its going to take more than 1 or 1.5% to make me app for it... as my QS will work there perfectly!


You won't have to app. All current TE cardholders will automatically get a Citi Costco Visa.


No one knows that for sure.


Correct.  AMEX has not yet agreed to sell the portfolio to Citi.   If so, the above would be true.   If AMEX retains the portfolio, you would have to apply if you wanted a new Costco cobranded card; AMEX would PC the existing cardholders to another AMEX product.  



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $41000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Citi Custom Cash MC $24600 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $21500 | Amazon VS $15000 | Target MC $14500 | Sephora VS $14400 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | T-Mobile VS $12000 | AAA Travel Advantage VS $10000 | JCP MC $5500 | BR MC $9600 | Wayfair MC $9500 | Burlington $1500 ~~
Message 15 of 15
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