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Hi I am new here and I love reading this forum its so helpful! I am in the process of rebuilding my credit score right now after recently paying off three collections and all credit card balances ($5500). Collections are still processing they still say unpaid...My score has been going up like crazy the past couple weeks. I recently got approved for a TCS ($250), Amazon ($400) and AE ($150) CC's. Pretty low balances and I am thinking of cancelling the AE and TCS because of the low credit line. I am looking for another card that I can use anywhere Citi, American Express etc... to help build my credit even more . I have a joint account at Barclays for $2000 and a Military star with limit of $4200 (only available to use at military PX), I also have a closed discover account and open BofA account with a couple missed payments back in 2009. No mortgages or car loans. My scores are EQ 617 TU ? and EX 654 are there any card companies out there that I might have a chance of getting a little bit higher credit line with? Thinking of going with NFCU? Thanks for the advice!!!!!!
Welcome to the forums !!
You should absolutely join NFCU. They are by far the most generous and lenient creditor for rebuilders.
NFCU tends to be generous with initial credit lines for marginal scores, but the rates they offer aren't always attractive.