Hi All,
I've been lurking for the past couple weeks and finally decided to jump into the forum.
In the next week or so I'm looking to apply for a few new cards, and figured it would be worth asking if the following plan makes sense: Apply for Citi Forward, Amex Green, BoA Cash Rewards, and Discover More, in that order.
I'm also open to any suggestions for other cards that might be better options - for the most part I'm looking for cash back rewards, but I could use a travel card that isn't limited to one specific hotel chain or airline.
My primary goal is to get an account with several major issuers, then garden for at least the next year to develop an excellent history so I can get an Amex BCP and Chase Sapphire Preferred later on. I graduated from university last year, but so far I've had no issues due to short history - Chase instantly approved me for a 1.5k CL Freedom 6 months ago.
Credit Profile: AAoA 2yr 6mo, oldest account 5yr 7mo, 0 lates, 55k annual income, total installment balance 38.6k, 6% revolving account utilization.
Inqs: EQ 0, EX 2, TU 2
Open Accounts: Chase Freedom 1.5k CL, auto loan, Dept. of Education student loans.
