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Losing Patience, FAKO score updated, but FICO hasn't

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myjourney
Super Contributor

Re: Losing Patience, FAKO score updated, but FICO hasn't


@LawStudentCivilis wrote:

Smiley Very Happy Great! I will wait until tomorrow to apply then to make sure Amex is up to date!


What Amex card are you app'ing?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 22
Open123
Super Contributor

Re: Losing Patience, FAKO score updated, but FICO hasn't

You may already to privy to this already, but there's a Delta Promo with a 45K sign-up bonus, which is more than the public offer.

 

 

Message 12 of 22
LawStudentCivilis
Established Contributor

Re: Losing Patience, FAKO score updated, but FICO hasn't

Open123 sigh you've been so good to me. I was wondering if there was an additional offer that is not public.  How can I access this offer? Hopefully it will not expire before tomorrow.

Message 13 of 22
LawStudentCivilis
Established Contributor

Re: Losing Patience, FAKO score updated, but FICO hasn't

PS are you savvy to how the bonus miles work? For instance if I open the card and purchase a ticket with Delta within a few days, can I retroactively apply the bonus miles to my balance statement?

Message 14 of 22
LawStudentCivilis
Established Contributor

Re: Losing Patience, FAKO score updated, but FICO hasn't


@myjourney wrote:

@LawStudentCivilis wrote:

Smiley Very Happy Great! I will wait until tomorrow to apply then to make sure Amex is up to date!


What Amex card are you app'ing?


Sorry I missed this, I'm applying for the Delta Amex.

Message 15 of 22
Open123
Super Contributor

Re: Losing Patience, FAKO score updated, but FICO hasn't


@LawStudentCivilis wrote:

PS are you savvy to how the bonus miles work? For instance if I open the card and purchase a ticket with Delta within a few days, can I retroactively apply the bonus miles to my balance statement?


No, you need to have the miles in your FF account before making redemptions.  Unlike a travel credits card (like the Barclay Arrival), they can't be applied retroactively.  

 

Do get the 45K Delta promo, go to "creditcards dot com," and on the top left margin, click "Offers Matched for You."  Enter your name, address, but *NOT* your social. For the social, just enter "111-11-1111."  A screen will pop up with some "exclusive" Amex offers, amongst which the Delta 45K sign up will be one of them.

 

Good luck!

 

PS - creditcards dot com - mispelled originally, but I suspect an aspiring litigator would easily have known what I had meant to type.

Message 16 of 22
myjourney
Super Contributor

Re: Losing Patience, FAKO score updated, but FICO hasn't


@LawStudentCivilis wrote:

@myjourney wrote:

@LawStudentCivilis wrote:

Smiley Very Happy Great! I will wait until tomorrow to apply then to make sure Amex is up to date!


What Amex card are you app'ing?


Sorry I missed this, I'm applying for the Delta Amex.


Open told me Lol

BTW Open is the best and will help in anyway possible ...trust me I know from experience Smiley Wink

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 17 of 22
Open123
Super Contributor

Re: Losing Patience, FAKO score updated, but FICO hasn't

The journey of life is tough enough as it is, and I just like to see everyone get the most out of his or her hard earned money.  Smiley Wink

 

PS - Sometimes it's frustrating for me when people get less than they could have.

Message 18 of 22
myjourney
Super Contributor

Re: Losing Patience, FAKO score updated, but FICO hasn't


@Open123 wrote:

The journey of life is tough enough as it is, and I just like to see everyone get the most out of his or her hard earned money.  Smiley Wink

 

PS - Sometimes it's frustrating for me when people get less than they could have.


And to that I say BRAVO 

Don't stop what you're doing because you're a valued and much respected member....Smiley Wink

I know I listen and learn from you ....

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 19 of 22
LawStudentCivilis
Established Contributor

Re: Losing Patience, FAKO score updated, but FICO hasn't


@myjourney wrote:

@Open123 wrote:

The journey of life is tough enough as it is, and I just like to see everyone get the most out of his or her hard earned money.  Smiley Wink

 

PS - Sometimes it's frustrating for me when people get less than they could have.


And to that I say BRAVO 

Don't stop what you're doing because you're a valued and much respected member....Smiley Wink

I know I listen and learn from you ....


Amen to that!

Message 20 of 22
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