cancel
Showing results for 
Search instead for 
Did you mean: 

Low limit credit card prevents you from getting a higher limit?

tag
enharu
Super Contributor

Re: Low limit credit card prevents you from getting a higher limit?

Won't affect you at all.

For example, I know 2 people who basically have had the same cards for over a decade with only minimal auto CLI increases done. Some of those cards are just 1-3k CL, and I persuaded one to apply for a new card a few months ago. He applied for the CSP, and was instantly approved for 30k. It just really depends on your income and credit history. Your current lenders may not always have the most up to date record on your income and financial situation.
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 11 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.