Lowe's 7-10 day message

Anonymous · ‎10-05-2014

I decided to apply for a lowes's card tonight and received the dreaded 7-10 day message! Does this mean I'm not approved or do I have a chance? Is there a backdoor number?

Anonymous · ‎10-05-2014

Denied

FinStar · ‎10-05-2014

@Anonymous wrote:
I decided to apply for a lowes's card tonight and received the dreaded 7-10 day message! Does this mean I'm not approved or do I have a chance? Is there a backdoor number?

Unless you were given a reference ID# and a number to contact them, then it may be a denial. You can contact the Credit Solutions team (reference backdoor number thread) to see if additional verification is required. If none, then it's likely not approved. Unfortunately, any auto-declined applications cannot be reconsidered/overturned.

Tony275 · ‎10-05-2014

Never had to recon with Synchrony, but I've had great results from calling them, give it a shot! See what they say!

Anonymous · ‎10-06-2014

Yes they gave me a reference number. I willl call today. They were closed last night.

Anonymous · ‎10-06-2014

I'm surprised anybody gets denied for lowes card . They hand them out like gift cards . I used to work there at the credit department .

Creditaddict · ‎10-06-2014

@Anonymous wrote:
I'm surprised anybody gets denied for lowes card . They hand them out like gift cards . I used to work there at the credit department .

They for some reason recently started pulling EQ a lot on people expecting TU as per most SYNC cards and we have been seeing tons of denials lately... I don't think it's a good move on their part when competing against Home Depot.

It's most likely denied unless it asked you to call in and you CAN NOT RECON SYNC DENIALS but you can recon the initial CL's which I think is what some people get confused when reading and thinking they are seeing denial recons.

Anonymous · ‎10-06-2014

It was a verification issue. I was approved for an extremely low limit. Should I request an increase??

Creditaddict · ‎10-06-2014

@Anonymous wrote:
It was a verification issue. I was approved for an extremely low limit. Should I request an increase??

yes

866-519-6441

I went from $500 to $5000 (my first successful credit solutions recon)

I asked for $10k

DrZoidberg · ‎10-06-2014

Yeah recons are easy. I was approved for $1500 and got it moved to $12,000