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Lowes Pre-qualify link

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dynamicvb
Valued Contributor

Lowes Pre-qualify link

I've been looking for a pre-qualify link for lowes and can't find one, just the full application. Does anyone know if there is a pre-qualify link for this card? I would like to see if they will at least pre-qual me before I take a hard pull

Started Rebuild 4/2018: EX 616| TU 604| EQ 621

Current 5/28/20:


First Goal Score: 750+ Reached 3/2019

Next Goal all over 800
Message 1 of 10
9 REPLIES 9
Anonymous
Not applicable

Re: Lowes Pre-qualify link

im pretty sure lowes doesnt have a pre qualify link unfortunately i think all sites should have them im not sure why some dont

Message 2 of 10
tcbofade
Super Contributor

Re: Lowes Pre-qualify link

Not that I've ever heard of.

 

Lowes is issued by Synch, and I've never seen a prequalifier for any of their cards...get your TU 08 score up over 660 before you apply with Lowes. 

Fico 8 04/02/26: EX 792, EQ 819, TU 804.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...
Message 3 of 10
dynamicvb
Valued Contributor

Re: Lowes Pre-qualify link

Thanks, I was actually afraid the may be the case since my search in multiple ways was coming up empty.

Started Rebuild 4/2018: EX 616| TU 604| EQ 621

Current 5/28/20:


First Goal Score: 750+ Reached 3/2019

Next Goal all over 800
Message 4 of 10
Anonymous
Not applicable

Re: Lowes Pre-qualify link

SCT?

Message 5 of 10
Adkins
Legendary Contributor

Re: Lowes Pre-qualify link


@Anonymous wrote:

SCT?

I have never read about this happening for Lowe's. 


Last HP 08-07-2023



Message 6 of 10
K-in-Boston
Epic Contributor

Re: Lowes Pre-qualify link

Citi has a Home Depot prequalification page, but yeah I've never seen anything like a prequalification or SCT for Lowe's.

Message 7 of 10
dynamicvb
Valued Contributor

Re: Lowes Pre-qualify link

I did see some links referring to the shopping cart trick on Lowe’s but did not read them. Most things I did find referred to  a 620 TU being a good enough score for approval

Started Rebuild 4/2018: EX 616| TU 604| EQ 621

Current 5/28/20:


First Goal Score: 750+ Reached 3/2019

Next Goal all over 800
Message 8 of 10
Anonymous
Not applicable

Re: Lowes Pre-qualify link

Home Depot has a prequal link, i was not able to find one for Lowes. Strangely i was denied for Home Depot but approved for Lowes. They pulled my Transunion which was 740 and approved for $2k limit.

Message 9 of 10
n0smirc
Regular Contributor

Re: Lowes Pre-qualify link

You can very likely recon for a higher limit, if you need it. I remember getting approved originally for 700 but I wanted to buy a fridge in store so they gave me 4k after I called.

That card is now a 12k card.
Message 10 of 10
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