Lowes cli question

[j_casteel]

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@TRC_WA wrote:
No worries. Credit is a YMMV... I've done a lot in a year and am anxious to see what happens in year 2.

I'm sure GE will bump my Walmart card up to $800 in the coming months but I won't be calling in any requests.

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Mine was fairly slow at first, and I became really impatient at times too. This July marks my second year of actively rebuilding and my scores/reports have gotten so much better. It never seems like it's fast enough until you get to a point where you can look back, and then you realize how far you come.

[TRC_WA]

Indeed.

I was impatient up till December when I got my BECU card. That completed my card profile and I haven't apped for anything else other than my auto refi in March. That was the last thing I needed to do... Now I'm in cruise mode till April 2016.

700 before the end of 2014 is what I am expecting... I think I will be one step closer to that after I knock my util down to 7% at the end if the month.

We'll see.

[j_casteel]

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@TRC_WA wrote:

Indeed.

I was impatient up till December when I got my BECU card. That completed my card profile and I haven't apped for anything other than my auto refi in March. That was the last thing I needed to do... Now I'm in cruise mode till April 2016.

700 before the end of 2014 is what I am expecting... I think I will be one step closer to that after I knock my util down to 7% at the end if the month.

We'll see.

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I'm surprised how much util can affect your scores month to month. When I didn't have much credit, my scores would fluctuate quite a bit depending how much i let report each month, and not just a couple points sometimes +-15pts.