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That all confirms my suspicions, because the rate being shown to me is 20.24, which is lower than the 3 rates that Barclays shows on their website.
As I said originally, I didn't care much for Barclays when I had several of their cards, especially when they gave me several large increases at the beginning of 2020 before taking them right back a few months later. When I called to close the cards, the automated system was happy to close them, without getting a human on the phone to try to talk me out of it. Good riddance!
@CreditCuriosity wrote:
@Anonymous wrote:
@ptatohed wrote:$495 AF? Really?
https://www.luxurycard.com/blackcard
"For a family moving to Denver, Luxury Card Concierge determined the best school districts and narrowed their home search."
I'm not quite sure I would use a Concierge to even have input into that sort of decision! But I guess if you have absolutely no time to look into important things....
Wow thought you were making that up then clicked link and it did say that. Whether luxury Card is lying or the person is incredibly lazy and dumb I am not sure lol
Given that being a cardholder would be a prerequisite to being able to leverage a concierge I know which way I'm leaning......
@SouthJamaica wrote:Agreed. Barclays is not trustworthy.
I disagree on this one.
Many forum members have had problems, however we are not the norm.
Most consumers do not average 7 new cards a year, have 10+ inquiries and
cary BT's on 4 cards.
Had two Barclay cards, nice web page, good rewards, CL increases, no issues at all.
Would not hesitate to have another card with them.
They just don't have any card that is good for my spend.
I however have a more conservative, less card seeking profile than many on this forum.
My 2c would be, they do look at your profile.
Not an issuer for those collecting cards as a hobby