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MET MY CSP SPEND BONUS!!

tag
icyhot
Valued Contributor

MET MY CSP SPEND BONUS!!

Took a lot of traveling and dining and paid some bills but I met it just in time for the cut off. My mom has a wedding to go to in New York so I paid for her car and hotel, which put me over. Now to work on the Venture spend and pay Chase back :-D
Ch 7 BK discharged 12/2018
Bank Cards: NFCU Flagship Rewards $25K | NFCU Cash Rewards $20K |NFCU More Rewards Amex $17K | PenFed Power Cash $12.5K | PenFed Platinum Rewards $12.5K | PenFed Pathfinder Rewards $10K | PenFed Gold Card $7.5K | PayPal Cashback Mastercard $5K | Apple Card $3.5K
Store Cards: Bergdorf Goodman $10.5K | Neiman Marcus $7.5K | Care Credit $7K |
Scores: EX 656 | EQ 667 | TU 680


Goal Card: Amex Platinum (Amex IIB, waiting for 5 year mark)
Message 1 of 18
17 REPLIES 17
Anonymous
Not applicable

Re: MET MY CSP SPEND BONUS!!

Nice!
Message 2 of 18
Anonymous
Not applicable

Re: MET MY CSP SPEND BONUS!!

Awesome! I am $3k into the $4k spend right now with one month left.

My Mom is visiting from England in another few weeks so I will be putting $500 on it for her car rental Smiley Happy

Already have 12,000 UR points so I am excited for another 40,000!

Message 3 of 18
Pitt570
New Contributor

Re: MET MY CSP SPEND BONUS!!

Nice Congrats!...I met my csp bonus within a month lol wife likes to shop but i already paid it off...but in the last 2 1/2 months i had cards that needed spending bonuses like 2,000 for marriott ( met the spending but have a 1,000 balance) hyatt met the spending have a 200 balance) chase united which i had for 1 month also (Met 3,000 spending and have a 0 balance just used that one for my buisness expense)...so keep on spending but in a good way lol...and also i use csp everyday ecen after bonus

PSECU $20k | Navy cash rewards $22K | Navchek $15k | BBVA NBA 4.5K | Discover it $1.5K I Chase CSP $12.5K | Cabelas Visa $1K | Chase Slate $3.5k | Lowes $20k || Paypal SC $2K Home depot $8K |Chase united mileage plus explorer 17K | PenFed Promise 12.5K | PenFedPlatinum 20K | Navy Go rewards $4.5K
Message 4 of 18
Anonymous
Not applicable

Re: MET MY CSP SPEND BONUS!!

Honestly though, would any of you actually spent that amount of money if you weren't needing to meet a spend threshhold? I just can't seem to see myself spending 4k in that short a period. Are there some ways of using credit cards that I'm not familiar with? Please do tell. And, if this is not the appropriate place to discuss that....move it along to where it is appropriate please. Thanks

Message 5 of 18
ecxpa
Valued Contributor

Re: MET MY CSP SPEND BONUS!!


@Anonymous wrote:

Honestly though, would any of you actually spent that amount of money if you weren't needing to meet a spend threshhold? I just can't seem to see myself spending 4k in that short a period. Are there some ways of using credit cards that I'm not familiar with? Please do tell. And, if this is not the appropriate place to discuss that....move it along to where it is appropriate please. Thanks


when I was making my CSP spend I used the card for EVERYTHING......met the spend quicker than I thought.  One is actually surprised when they see the money they are spending every day for day to day living expenses.

Message 6 of 18
Pitt570
New Contributor

Re: MET MY CSP SPEND BONUS!!


@ecxpa wrote:

@Anonymous wrote:

Honestly though, would any of you actually spent that amount of money if you weren't needing to meet a spend threshhold? I just can't seem to see myself spending 4k in that short a period. Are there some ways of using credit cards that I'm not familiar with? Please do tell. And, if this is not the appropriate place to discuss that....move it along to where it is appropriate please. Thanks


when I was making my CSP spend I used the card for EVERYTHING......met the spend quicker than I thought.  One is actually surprised when they see the money they are spending every day for day to day living expenses.


i agree as i only use my cards this much for the spending bonuses...but now that i got into it i always pay my bills with my debit card i fgured i should just pay with my cards and get the points and then pay my cards right off since i am technically paying my bills with cash so i can just pay the card then...i know alot of spending i just spent 10k within the last 2 months and my wife couldnt belive it lol

PSECU $20k | Navy cash rewards $22K | Navchek $15k | BBVA NBA 4.5K | Discover it $1.5K I Chase CSP $12.5K | Cabelas Visa $1K | Chase Slate $3.5k | Lowes $20k || Paypal SC $2K Home depot $8K |Chase united mileage plus explorer 17K | PenFed Promise 12.5K | PenFedPlatinum 20K | Navy Go rewards $4.5K
Message 7 of 18
Callandra
Valued Contributor

Re: MET MY CSP SPEND BONUS!!


@Anonymous wrote:

Honestly though, would any of you actually spent that amount of money if you weren't needing to meet a spend threshhold? I just can't seem to see myself spending 4k in that short a period. Are there some ways of using credit cards that I'm not familiar with? Please do tell. And, if this is not the appropriate place to discuss that....move it along to where it is appropriate please. Thanks


If you can put your rent on the card, that'd probably help you meet the spend! I myself usually only spend ~$500-600 a month on my cards (although I'm well over $1000 this month due to big purchases like fiance's PS4 and he's no longer asking me for rent/etc. money). If I were to apply for a card, I woud do it when I knew I was going to spend the money anyway (like my contacts costs $630 so that would take a dent in the spend and I have to buy them anyway!). You could also try asking your family to pay you cash and you make the purchases on your card for various things. 

Quicksilver $10,000 | Better Balance Rewards $2000 | Sallie Mae $3500 | Freedom $3500

Last HP: 9/27/2015
Message 8 of 18
kdm31091
Super Contributor

Re: MET MY CSP SPEND BONUS!!

You can meet spend. See if anyone you know has a large purchase coming up. Pay bills. It will add up.

With any card with a spend requirement it makes sense to plan ahead to ensure you can meet the spend without spending extra to get the bonus, as forcing yourself to spend more to get it makes no sense.
Message 9 of 18
Anonymous
Not applicable

Re: MET MY CSP SPEND BONUS!!

I've done 3 bonus's so far this year and currently working on number 4. I always freak out thinking I'm not gonna make it but I've done them in less than a month and a half.
Message 10 of 18
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