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hi guys so i have a military star card that i dont really use maybe at random times but i have almost had it for 3 years it was my starter cc to get me going i am deciding whether to keep it closed or open i feel like its a waste of an account open considering it only has a 1k limit on it .. currently i have 4 credit cards nfcu cash rewards , platnium citibank and military star +1 AU amex card what do you guys think i should do ?
If you're not using it and it's not significantly older than your next oldest card, you can safely close it.
I would keep it. The military star card doesn't have an annual fee. I've also never seen one closed for lack of use. It has good potential to grow. Trust me, AAFES can't wait to give you more credit to spend at their facilities. I've had mine since June 1993. It's one of my oldest trade lines. I don't use it as much these days because of rewards cards and some minor sub chasing, but it still has a place in my wallet. However, it's your card and your decision. Good luck either way.