Macy's!!!

[Creditaddict]

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@tray wrote:

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@Creditaddict wrote:

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@tray wrote:

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@cutemarty1 wrote:

I got denied for upgrade saying i need to have an annual purchase minimum of 500 USD

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Did you have to wait 30 days for an answer?  I hate to say I would like to upgrade to the Macy's AMEX myself and if approved would definitely close the store card although it seems you have to go through so much hassle, such as waiting period, and now spending limit at Macy's what's next LOL!!!

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Don't believe you can have just the Macys Amex... the store card comes with it.  You can't charge on the Amex account in store.

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CreditAddict, I am confused now do you mean to say with a Macy's Amex you can only make charges outside of Macy's only and never in a Macy's department store, I never knew this, what is the point of having this card then???,  if someone has multiple credit cards elsewhere to use.  My main focus for wanting this card was the limit reporting and thought I could use it at Macy's, since it is a MACY's card with a AMEX logo.  This is a shocker to me.  Thanks for the info, if I can't use a Macy's AMEX in any of their stores the card is utter useless for me anyway. Saved a wasted inquiry

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Yes the Amex account on the Macy's card can not be used in a Macys store, those charges would automatically charge to the store card.  Macys Amex can be used anywhere outside of Macys that takes Amex.

[Gibran]

Wow I wish I would've known that too. But like I said I was just looking to see if I qualified for the upgrade, I wasn't even looking to do it just yet so I hope I do get it. I spend quite a bit in there so I know I definitely meet the spending criteria.

[OnWayUpinTexas]

I think there is some confusion about the Macy's Amex card ...

There is just one "account" on the Macy's Amex card, and you can use it in Macy's stores or anywhere that American Express is accepted.  All the charges appear on one statement, whether made in Macy's or outside the store.  It is simply a Macy's account that is linked to the Amex network.

Am I wrong on this?  I don't have a Macy's Amex, but I have a Dillard's Amex card and I would assume that both cards function the same way.  When I go to Dillard's, I can use my Dillard's Amex card.  I have also used it to charge at non-Dillard's establishments.  All the charges appear on the same bill.  There's not an "Amex portion of the bill" and a "Dillard's portion of the bill."

[RammaCredit]

They did the same thing to me. 

[armymom]

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@OnWayUpinTexas wrote:

I think there is some confusion about the Macy's Amex card ...

There is just one "account" on the Macy's Amex card, and you can use it in Macy's stores or anywhere that American Express is accepted.  All the charges appear on one statement, whether made in Macy's or outside the store.  It is simply a Macy's account that is linked to the Amex network.

Am I wrong on this?  I don't have a Macy's Amex, but I have a Dillard's Amex card and I would assume that both cards function the same way.  When I go to Dillard's, I can use my Dillard's Amex card.  I have also used it to charge at non-Dillard's establishments.  All the charges appear on the same bill.  There's not an "Amex portion of the bill" and a "Dillard's portion of the bill."

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Macy's Amex is two seperate accounts.  One for your Macy's purchases and one for you Amex purchases.

[Imua]

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@OnWayUpinTexas wrote:

I think there is some confusion about the Macy's Amex card ...

There is just one "account" on the Macy's Amex card, and you can use it in Macy's stores or anywhere that American Express is accepted.  All the charges appear on one statement, whether made in Macy's or outside the store.  It is simply a Macy's account that is linked to the Amex network.

Am I wrong on this?  I don't have a Macy's Amex, but I have a Dillard's Amex card and I would assume that both cards function the same way.  When I go to Dillard's, I can use my Dillard's Amex card.  I have also used it to charge at non-Dillard's establishments.  All the charges appear on the same bill.  There's not an "Amex portion of the bill" and a "Dillard's portion of the bill."

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they just issue one card that says macy's and it has the AMEX logo on it.  the number on my card is the macy's AMEX acct number (not the macy's store acct, which is a separate acct number).   i receive 2 separate statements, one for the store acct and one for the macy's AMEX acct (with different due dates).  the macy's store card used to report the CL to the CAs, but that changed recently, so no CL reported.  the macy's AMEX still reports the CL.

[Creditaddict]

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@Imua wrote:

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@OnWayUpinTexas wrote:

I think there is some confusion about the Macy's Amex card ...

There is just one "account" on the Macy's Amex card, and you can use it in Macy's stores or anywhere that American Express is accepted.  All the charges appear on one statement, whether made in Macy's or outside the store.  It is simply a Macy's account that is linked to the Amex network.

Am I wrong on this?  I don't have a Macy's Amex, but I have a Dillard's Amex card and I would assume that both cards function the same way.  When I go to Dillard's, I can use my Dillard's Amex card.  I have also used it to charge at non-Dillard's establishments.  All the charges appear on the same bill.  There's not an "Amex portion of the bill" and a "Dillard's portion of the bill."

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they just issue one card that says macy's and it has the AMEX logo on it.  the number on my card is the macy's AMEX acct number (not the macy's store acct, which is a separate acct number).   i receive 2 separate statements, one for the store acct and one for the macy's AMEX acct (with different due dates).  the macy's store card used to report the CL to the CAs, but that changed recently, so no CL reported.  the macy's AMEX still reports the CL.

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+11111111!!!!

I have 4 Macys accounts that report to credit... 1 store card, 1 amex card, 1 special finance account, and 1 club account that is $0 that is for large jewelry or something

[OnWayUpinTexas]

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@Creditaddict wrote:

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@Imua wrote:

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@OnWayUpinTexas wrote:

I think there is some confusion about the Macy's Amex card ...

There is just one "account" on the Macy's Amex card, and you can use it in Macy's stores or anywhere that American Express is accepted.  All the charges appear on one statement, whether made in Macy's or outside the store.  It is simply a Macy's account that is linked to the Amex network.

Am I wrong on this?  I don't have a Macy's Amex, but I have a Dillard's Amex card and I would assume that both cards function the same way.  When I go to Dillard's, I can use my Dillard's Amex card.  I have also used it to charge at non-Dillard's establishments.  All the charges appear on the same bill.  There's not an "Amex portion of the bill" and a "Dillard's portion of the bill."

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they just issue one card that says macy's and it has the AMEX logo on it.  the number on my card is the macy's AMEX acct number (not the macy's store acct, which is a separate acct number).   i receive 2 separate statements, one for the store acct and one for the macy's AMEX acct (with different due dates).  the macy's store card used to report the CL to the CAs, but that changed recently, so no CL reported.  the macy's AMEX still reports the CL.

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+11111111!!!!

I have 4 Macys accounts that report to credit... 1 store card, 1 amex card, 1 special finance account, and 1 club account that is $0 that is for large jewelry or something

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I stand corrected.  That is whacky, imo.  Thanks for the info.