Marbles MC pre-approved offer?

[SmartCookie]

DH just got one and I'm looking thru the offer.  Anyone else apply on the pre-app or have one?

I've never heard of them.

[haulingthescoreup]

Marbles? srsly?

[SmartCookie]

LOL 300 Max CL... HSBC Nevada... Annual income must be 12k for this Platinum card. 

Guess they realized all the regular pre-app offers they were sending were going into the shredder and tried to disguise themselves.

[haulingthescoreup]

I had the opportunity to get a Union Plus CC, but I saw that it was issued by HSBC and decided that it wasn't worth it, even with the opportunity to annoy people. (I live in a decidedly non-union area.)

[SmartCookie]

OMG hauling I am laughing but I don't want DH to feel too bad. 

They tout themselves as 'reshaping the way people look at credit' because you 'pick your own bill date' and even get to choose to pay by mail, phone, or internet!

Cards are really cool looking though almost like some of Discover's.

Starting credit line is $300, it's not the max sorry bout that.  I'd like to know from anyone who has one if it's any better than all the other HSBC cards in terms of not the nicest customer satisfaction.

[Anonymous]

I got the pre app.  Threw it away cause it was HSBC.... they sent my CB offer later and was really surprised at how good the terms were.

[haulingthescoreup]

For once, Google makes things more confusing, not less. Per this article, HSBC sold the card:

http://news.independent.co.uk/business/news/article3087293.ece

[Schoolbuskid]

I actually received a pre-approved offer from Marbles opened it and then immediately threw it away i have never even heard of these people!

Also what is so wrong with HSBC, you guys are scaring me because i have just been approved for a loan thru them! Should i know something about them?  Im just kinda starting out so i got stuck with a 22.95% interest rate! OUCH! But you have to start somewhere!

[Anonymous]

Looks like it was originally HFC.  According to their website they are no longeraccpeting new applications. 

http://www.marbles.com/

Who sent your pre-app?

[SmartCookie]

Go figure... DH is nagging me saying I'm ignoring him as soon as my question gets hot!

I have to pull it from the garbage... both companies were mentioned... I'm thinking of maybe getting in on it.. him rather... in case they get aquired by a better company.

Love the article hauling thanks!

Brammy I've got to look at the T&C more closely... I typically throw away all HSBC stuff because of what the majority seem to feel on them.  DH has had them in the past and they were not bad but nothing special for him at that particular time.

Back soon.  I'll bring cookies!