Have been in having fun mode for the
better part of two weeks,so not alot of
internet time. I signed into one of my
email accounts and read a report from
a credit site saying Synchrony took my
10K Marvel card down to 4K.
Now in a time of credit drama I ask
myself the important questions,like
Do I Actually Have This Card?
I walk into my kitchen and pull down the two bowls of
CC's I keep in them. Start flipping through them.
In order of first bowl I pull off 78K in BB&T cards..13 of them.
Next up WF Propel 10K card,Walmart MC 15K,
Cathay Pacific 5K,Discover It card 17K,Rakuten 3K,
PSECU card 15K, Walmart store card 10K, Paypal Mastercard 6K
TruMark FCU Card 12K<still in the funnny paper holder,LOL,
Bocovs card 28K, PFFCU Card 15K,Discover It card 5K
Synchrony home card 25K.Then I find my Marvel Card.
So I do have it
My point in this post is I only made it through half of the first bowl
and I just have way to many to keep active.
I have the bulk of my credit in Credit Unions
and local banks,
and that makes me sleep well at night :-)
So the CC companys are going to start cutting me<and maybe you>
for some of these cards I dont use.
I have allready cancelled all my Cap One cards,save the Walmart
Synch leftovers. And a Kohls card.
Comenity allready canceled my 19K Wayfair card.
I have no problems with this but am posting BC
it might matter alot to someone that these banks
are cutting CL's or just cancelling them.
Just remember Tough Times Don't Last,
But Tough People Do :-)
Glad I didn't have to go through the second bowl ;-)
Hope everyone enjoys the Holiday weekend!
Glad you are enjoying life and having fun.
Maybe one day when the cards outgrow my wallet I will employ the bowl method.
I have one card that has been dormant one month. Gonna have to throw a charge on it. Thank you for the reminder.
Hang out on myFICO long enough,
it eventually gets to the bucket method ... (not capital one)
Just ask @Gmood1