@AverageJoesCredit wrote:Sorry to read about everyone's closures. I always know im a charge away from closures myself so i try to take in stride. Just adding they did close all my Dads accounts as well. He's been having lots of problems with his cc debt, i actually sacrificed all my UE to help him but still not enough. I explained to him it wasnt just him. He hasnt missed payments but i told him they were eliminating risk. Dumb i know but looks like we all might just know someone affected by the Sync bug
These shutdowns are the primary reason I chose against getting a Lowe's card. I have some upcoming home improvements that I'm going to do in the spring, and I could use the Lowe's card, but Sync's shutdowns have kept me from opening a 3rd card from them.
@JNA1 wrote:
@AverageJoesCredit wrote:Sorry to read about everyone's closures. I always know im a charge away from closures myself so i try to take in stride. Just adding they did close all my Dads accounts as well. He's been having lots of problems with his cc debt, i actually sacrificed all my UE to help him but still not enough. I explained to him it wasnt just him. He hasnt missed payments but i told him they were eliminating risk. Dumb i know but looks like we all might just know someone affected by the Sync bug
These shutdowns are the primary reason I chose against getting a Lowe's card. I have some upcoming home improvements that I'm going to do in the spring, and I could use the Lowe's card, but Sync's shutdowns have kept me from opening a 3rd card from them.
I dont think you'd have an issue opening one but its just the uncertainty. One just doesnt know what will trigger a complete closure let alone a blue envelope. Even with all the Sync bashing, there are still people willing to open another Sync card either for a SUB or to get a card they want to utilize, even aftee being closed out. Just see Sunrises's approval post. Honestly, no matter how much i wanted a card, if a lender closed all of my cards, regardless of reason, i dont think i could ever apply with them again. Just wouldnt feel right but thats just me
@Anonymous wrote:I TOTALLY AGREE. AFTER A 2 YEAR RUN AND 9 SYNCHRONY BANK CREDIT CARDS BEING SHUTDOWN ALL IN ONE FELL SWOOP, ITS EASY FOR ME TO SAY BYE BYE SYNCHRONY BANK FOREVER !
I MEAN WHO REALLY NEEDS THEIR BS ANYWAY. TO CONTINUE CHASING THEM AFTER THE FACT IS COUNTER INTUITIVE.
YOU DECIDE FOR YOURSELF.
BE SAFE !😁
Yea, im lucky i still have mine but ever since the Great Blue Envelope Escaped of 2017 ive learned to never use my cards for more than i can pay off in moment or end of the month. If i were to lose them today it would hurt my utilization and maybe my feelings lol , as it did take me time to build those limits, but knowing that i hardly use them and have other lenders makes me better prepared than i otherwise would be. I think im going to set a cc goal and actually stick to it if the real world allows me
