I have 4 open and one closed account (Salute Visa closed my card, but I think they closed everyones account) I'm going to pay them down this month and I was wondering if this would be the best plan to maximize my scores...
These are how I will have my accounts reporting
First premier- balance $0 limit $200
First premier- balance $0 limit $300
HSBC- balance $16 limit $420
HSBC- balance $7 limit $300
Salute- balance $0 limit $600 (this account is closed and I will be pif the balance. I'm not sure how it plays in to my UTI)
Should I have the first premier accounts report a small balance? What will give me the best UTI for my credit scores?