Maximum Number of Capital One Cards

Anonymous · ‎07-09-2010

Does anyone know what the maximum limit of Capital One Cards you can have?

I have 2 already and 1 that went CO (but paid) . I go to the pre-qualify site and check for grins and it says I'm pre-qualified for the Standard Platinum and Rewards.

gamblerx15 · ‎07-09-2010

I think in the days before the melt down you could have as many as you wanted really, however

I did the exact same thing you did and applied and got declined due to the fact that I already

had the maximum number of cards they would issue me at ( 2 ) . they didnt pull any credit

just sent me the letter.

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Anonymous · ‎08-31-2010

FYI, I did apply and was declined due to maximum number of accounts with Capital One is 2.

MMart078 · ‎06-11-2011

@Anonymous wrote:
FYI, I did apply and was declined due to maximum number of accounts with Capital One is 2.

I am not sure how true this is. I have a mastercard platinum, visa platinum and sony visa.

Maybe you can only have two Capital Primary + X number of Partner cards.

All of the cards listed below are 16 months old, 11 months old and 4 months old respectively.

Credit Cards

Account Name	Account Number	Payment Due Date	Minimum Payment	Last Payment (Posted)	Your available credit may not include pending transactions such as car rentals, hotel reservations, or other recent purchases and payments, so it could actually be greater or less than what is displayed here. Available Credit 300px	Your balance includes all transactions, payments, fees, and interest charges that have cleared. This balance does not include pending transactions. Balance 300px
Black Visa Platinum Rewards: $0.54 Cash Explore Rewards Set Account Alerts Mobile Text Messaging		JUN 21, 2011	$15.00	$15.00 (APR 30, 2011)	Transfer a Balance
White Mastercard Platinum Set Account Alerts Mobile Text Messaging		JUN 13, 2011	$0.00	$495.00 (MAY 26, 2011)	Transfer a Balance
Sony Card Explore Rewards Set Account Alerts Mobile Text Messaging		JUN 9, 2011	$0.00	$408.51 (JUN 9, 2011)	Transfer a Balance
Don't see all your Capital One cards? Add an account to this list

Anonymous · ‎06-11-2011

I too have three cards, but none of them co-branded. I have one classic platinum, one cash rewards and last week was approved for a Venture card.

Anonymous · ‎06-11-2011

Aliciam do you have any baddies? My score is creeping up to where yours is and I'm wanting a prime card. I have a few lates but past 8 months is perfect payment history and all cc,s I pif. Problem for me is I have a 6 year old repo and a 6 yo med debt I've disputed to death. Repo is on all 3 and med debt is only on eq. You think I'd qualify for any prime cards with that or should I continue gardening until 2013? I have 2 inq also in the past 2 years on all 3.

Anonymous · ‎06-11-2011

Hey slg.

On my TU, I have two baddies. One from Sprint in '06 for around $120 and one in '05 from Time Warner for $23. I've disputed them so many times, and have been successful getting them taken off of my EQ, but they are sticking around on TU. They are so old that I don't plan on doing anything with them, just letting them age off. My oldest account on this report is 7yr 8mo old, and my AAoA is 3 yrs (as of then, I'm sure it's less now since I was also approved for the Chase Priority Club Rewards Visa within the past month--hasn't shown up on my scorewatch yet. My last late on this report is 4yr 9mo ago, so I think that's been helping in getting approved for prime cards lately. My INQs are 2 from 2010.

On my EQ, I have no baddies. Everything else is the same. My INQs are high at 9--3 in the past 6 mos.

I really don't have any idea what is going on on my EX report. It's been at least 6-9 mos since I've pulled it.

My util on both is hovering at around 25%.

I got approved for the gold Venture with a $3000 CL and 11.9% interest. Within the last 6 mos, I was approved for Chase Priority Club for $3000 at 17.9% and an Alliant CU visa for $2000 at 14.9ish% (dont remember exactly...I dont plan on revolving on any of these cards).

Hope this helps-- let me know if you need any more info!

john398 · ‎06-11-2011

I have 3 with capital one, 2 reward cards and 1 sony visa

Anyone have more than 3?

trumpet-205 · ‎06-11-2011

I think the idea is that there is no limit for co-branded card. Without co-branded it is limited to two cards.

norhplatter · ‎02-20-2014

i had six cap1, and closed one out due to high apr. two were transferred when hsbc was taken over. i actually tho't cap1 would close out an account or two but they left them all alone.