Merrick Unsecured - PreQual Link

[CreditCuriosity]

Was playing around and ran across Merrick Bank Unsecured double your credit line pre-qualification link (SP)..  Didn't know you could apply for this card as when I had it, it was offered by invitation to me.. Not a bad rebuilder card for any of you out there in the 680-620 range most likely.  Believe they pull TU if my mind suits me right and alot better than First Premiere, Credit One and the likes.

Just thought I would share

https://onlineoffer.merrickbank.com/?code=UCK7199226695

[Anonymous]

Heard merrick bank was just as bad as
First Molester & Corrupt One?

Just got rid of those 2 card out of my profile... happy i did...

[CreditCuriosity]

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@Anonymous wrote:
Heard merrick bank was just as bad as
First Molester & Corrupt One?

Just got rid of those 2 card out of my profile... happy i did...

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Nah alot better.  APR is pretty bad, but free TU CC enhanced FICO and they don't nickle and dime you with fees.  It is what it is a rebuilder card, but probably the best one other than a secured card or if you can get an unsecured Cap1 then that route other than that a company that isn't that bad IMO when people don't have alot of other options.  It certainly helped me at one point as I had it a bit over a year then cancelled it after it served its purpose.

[Anonymous]

For us, Merrick has not been bad at all.  The annual fee is reasonable at $48, per year, per card  The interest rate on our cards is only one point higher than our Capital One cards.  Both cards offered the Double Your Credit Limit promotion.  The increased limit posted, without incident, after the seventh payment when the eighth statement cut. DH has had his card for two years and has been offered small CLI's every few months.  It's easy to pay the bills and look at the statements online.  Our TU FICO scores have been updated every month at predic

[Anonymous]

just apped and got it! $500

[Anonymous]

Did you need it 2011?

[Anonymous]

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@Anonymous wrote:
just apped and got it! $500

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Congrats. Which bureau did they pull?

[Anonymous]

okay sorry you took that seriously. maybe i shouldn't have said that :/
i didn't even prequal lol they said "nope! you're not worthy"

[Anonymous]

lol. I got a "no" on the prequal too.   

[Anonymous]

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@Anonymous wrote:
okay sorry you took that seriously. maybe i shouldn't have said that :/
i didn't even prequal lol they said "nope! you're not worthy"

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I have a card with them and used the link "just because."  They couldn't find anything else for me either.