Mini app spree success!

[Anonymous]

I was holding off on applying for any new credit since we were going to be buying a new property this fall, but we are now waiting until next spring/summer to start new build construction home. So....I felt the long awaited urge to seek a couple new cards after receiving auto CLIs a few wks ago.

Results of App Spree***

1. Discover More Instant Approval on-line, $2k (had received preapproval in mail) - pulled TU = 721 (mortg. pull 7/9) (711 Walmart FICO 7/6) - thought limit was kinda low (CSR said I can request CLI after 6 mos)

2.  Home Depot Instant Approval @ store $4k (had received preapproval in mail) - pulled EQ = 638 (SW 7/19)

3. NFCU cash rewards original limit $3k - had card since 4/23, called to ask for increase*****approved for $10k pulled EQ = 638 (SW 7/19)

[LS2982]

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@Anonymous wrote:

I was holding off on applying for any new credit since we were going to be buying a new property this fall, but we are now waiting until next spring/summer to start new build construction home. So....I felt the long awaited urge to seek a couple new cards after receiving auto CLIs a few wks ago.

Results of App Spree***

1. Discover More Instant Approval on-line, $2k (had received preapproval in mail) - pulled TU = 721 (mortg. pull 7/9) (711 Walmart FICO 7/6) - thought limit was kinda low (CSR said I can request CLI after 6 mos)

@2.  Home Depot Instant Approval @ store $4k (had received preapproval in mail) - pulled EQ = 638 (SW 7/19)

3. NFCU cash rewards original limit $3k - had card since 4/23, called to ask for increase*****approved for $10k pulled EQ = 638 (SW 7/19)

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CONGRATS!!!!

[Anonymous]

Nice!

[webhopper]

Nice Congrats! I think discover usually does either a SP or HP of one of the other bureaus which may be why they gave you a lower limit. Congrats on nfcu!

[BrokaToe]

Congrats, nice increases and approvals!

[Anonymous]

WOW! What a diff. 27 points made in your CLI with navy fcu

[Anonymous]

Congrats! Nice approvals indeed!

[Anonymous]

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@Anonymous wrote:

WOW! What a diff. 27 points made in your CLI with navy fcu

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Thank you guys, it feels good for a change to be approved for amts that you truly can use your cc like a debit card daily and receive "rewards" for it (mainly talking abt NFCU card). Also, I must note that I recently changed my direct deposit to NFCU - not sure if that matters, I have heard others on this forum say it helps....so for me, I think it may have helped. YMMV though!

[Anonymous]

you only had the nfcu card for roughly 3 mos then asked for an increase? very nice congrats

[webhopper]

My husband got a 1.5k cli before the card arrived