Minimum payment/Interest question

[CF_Frost]

I'm kicking myself today, because I was confident I had paid the outstanding balance on my CSP but apparently the minimum payment did and I failed to pay the statement balance. The due date was 10/19 and I paid in full today.

Am I going to get hammered with interest? Will they hate me? HELP

[Dw4250]

So you made the min payment before the due date, and PIF today?  Why would they hammer you for that?  It may cost you a few nickels tops, but they will not AA for that...

[CF_Frost]

The account was on autopay to draft the minimum payment amount, so it drafted on the due date. I've never not PIF so I was concerned about the interest.

[uswala]

If you are not on 0% APR they will charge you a small interest or their minimum interest, whichever is the higher. That is what I think, though I always pay in full the day statement cuts, so do not have first hand experience with this situation.

[Chris679]

Key thing here is that you usually lose the grace period if you do not PIF. You will pay next to nothing on that balance since you paid it so quickly but don't use it this month for new purchases or you could owe a lot on those. Check your cardholder agreement to be sure.