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Mr. Centurion Just Got FR'd

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pizzadude
Credit Mentor

Re: Mr. Centurion Just Got FR'd

 

Well at least you'll score a bunch of MR points ~ how much was the purchase amount ( roughly ) ?

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 11 of 84
Anonymous
Not applicable

Re: Mr. Centurion Just Got FR'd


@Anonymous wrote:

What was the charge and did it go through?


It was a car. It went through fine. I even asked the rep and he said it cleared. I like how they do a FR AFTER buying the car not before. Lol just seems backwards.

Message 12 of 84
Anonymous
Not applicable

Re: Mr. Centurion Just Got FR'd

So about 2013 being when you apply for Palladium.......

Message 13 of 84
Anonymous
Not applicable

Re: Mr. Centurion Just Got FR'd


@Anonymous wrote:

So about 2013 being when you apply for Palladium.......


Lol. It might be still. Depends on how much hassle this FR is. I still need a Delta partner.

Message 14 of 84
espnjunkie
Established Contributor

Re: Mr. Centurion Just Got FR'd

don't you need 30 million in the bank to apply for palladium and to a private banking customer?

 

I agree it is strange that they FR you AFTER they approved the charge. How does that help prevent fraud?

“The real measure of your wealth is how much you’d be worth if you lost all your money.” ~Unknown
Citi Prestige World Elite Mastercard ($35,000.00), Merrill+ Visa Signature ($25,000.00), Amex BCP ($29,700.00), Amex Green (NPSL), Capital One Quicksilver World Mastercard ($10,000.00), Chase Ink Business Bold (NPSL)
TU-778 (12/03/2014))
EX (Plus) - 777 (10/21/2013)
EQ - 735 (April 2013)
Message 15 of 84
afbar1114
Valued Contributor

Re: Mr. Centurion Just Got FR'd

well congrats on new car.... lol but putting a car on a card never thought of it. maybe when i ready to buy my next card ill do it. just to call in first. i only buy used cars since you get more for your money. 

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 16 of 84
Anonymous
Not applicable

Re: Mr. Centurion Just Got FR'd


@espnjunkie wrote:

don't you need 30 million in the bank to apply for palladium and to a private banking customer?

 



Not anymore.

The requirements are a lot more "lenient" now.

Message 17 of 84
Anonymous
Not applicable

Re: Mr. Centurion Just Got FR'd


@espnjunkie wrote:

don't you need 30 million in the bank to apply for palladium and to a private banking customer?

 

I agree it is strange that they FR you AFTER they approved the charge. How does that help prevent fraud?


I think its to make sure they get paid back but even so they should have denied the charge and then FR not the other way around. For Pd there is no longer those requirements. 

Message 18 of 84
espnjunkie
Established Contributor

Re: Mr. Centurion Just Got FR'd

I was going to say haha, there are not many people who have a minimum of 30 million and are private banking customers with chase.

“The real measure of your wealth is how much you’d be worth if you lost all your money.” ~Unknown
Citi Prestige World Elite Mastercard ($35,000.00), Merrill+ Visa Signature ($25,000.00), Amex BCP ($29,700.00), Amex Green (NPSL), Capital One Quicksilver World Mastercard ($10,000.00), Chase Ink Business Bold (NPSL)
TU-778 (12/03/2014))
EX (Plus) - 777 (10/21/2013)
EQ - 735 (April 2013)
Message 19 of 84
Anonymous
Not applicable

Re: Mr. Centurion Just Got FR'd

Seriously.  I am surprised by the order.  Doesn't make a lot of sense.  Well I hope my routine 30k charges doesn't get me a F/R.  They sound like a pain the A#$

Message 20 of 84
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