Multiple BofA Better Balance Rewards?

[gh17]

Not going to do this, but do you think they'd let you open multiple Better Balance Rewards cards?  $25 a quarter for nothing isn't bad..

[Membersince2013]

No..They won't. Unless if you have multiple SSNs.

[Kenny]

Not at all true. I know this for a fact. I have two of them. I don't know if I'll get the bonus on both, but we shall see.

I PC'd one of them from Cash Rewards to it.

[Membersince2013]

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@KennyRS wrote:
Not at all true. I know this for a fact. I have two of them. I don't know if I'll get the bonus on both, but we shall see.

I PC'd one of them from Cash Rewards to it.

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Well, unless if you PC another BOA card, i guess. I do know that they won't just approve you for 2 balance transfer rewards cards lol.

[Kenny]

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@Membersince2013 wrote:

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@KennyRS wrote:
Not at all true. I know this for a fact. I have two of them. I don't know if I'll get the bonus on both, but we shall see.

I PC'd one of them from Cash Rewards to it.

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Well, unless if you PC another BOA card, i guess. I do know that they won't just approve you for 2 balance transfer rewards cards lol.

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Maybe so! I was shocked to see it changed on my login.. I was like oh wow they did actually go through with the PC and not just delete it like I thought they had. 

I find myself not utilizing BoA cards at all so it's nice to have them both be the BBR card. I hope I'm getting the bonus on two of them as it would be nice to have a free phone bill every now and then.. haha!

[sexy_kitten7]

I have 3. Yes, you get double/triple bonuses.

One of mine was a new app (MC when I only held a Visa), but BoA is very duplicate (read: churning) friendly. The 3rd BBR was a PC.

A great strategy I learned on here is to app for a BoA rewards card and then downgrade to the no fee BBR once it becomes obsolete. It's much more efficient than simply SDing!

[Anonymous]

i guess ill get my reward if i pay $1  and charge $1 before it closes

[Kenny]

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@Anonymous wrote:

i guess ill get my reward if i pay $1  and charge $1 before it closes

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Yep. I charge 5-10 each month and pay it down to 1 let the statement close and then pay the 1 buck..rinse and repeat.

[Anonymous]

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@KennyRS wrote:

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Yep. I charge 5-10 each month and pay it down to 1 let the statement close and then pay the 1 buck..rinse and repeat.

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Why do you pay it down to $1?  I understand the implications of going under "1," but that's another topic.  What's the difference between letting it report a balance of $5 or $10 or $1?  Am I missing something?

[sexy_kitten7]

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@Anonymous wrote:

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@KennyRS wrote:

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Yep. I charge 5-10 each month and pay it down to 1 let the statement close and then pay the 1 buck..rinse and repeat.

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Why do you pay it down to $1?  I understand the implications of going under "1," but that's another topic.  What's the difference between letting it report a balance of $5 or $10 or $1?  Am I missing something?

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I'm also unclear on why OP is doing that. Maybe so it will report as 1% (as opposed to 2%??).

In related news, someone reported that BoA never forgives small balances (i.e. 50 cents). This is a good thing, since this rewards program requires a balance to be due.