Must add a card or two for better UTIL, need advice.

[BM3]

Thanks to all for replies, some good wise words here.

Flyguy, how did you request CLI on disco? Online it keeps trying to give me $300 and I keep denying it. For a $1200 card it makes no sense when I have 4k and 6k w other banks.

My BOA cards are like 2 months old, so there is no CLI available. The other thing is that I've hit a hiccup w the apt situation - its not looking good. So I might be stuck with this debt for longer than I expected.

[BM3]

So first of all this was a great post, Heaven.  Especially the last part, once it started sinking in. 

Here is where I'm at:  next cycle I'm going to something like 70% util on one card. Around 45% total.  

I got HP CLI from Disco, for a $1000 to go 2250. Better than 300 they kept offering on the site.

I should handle the money coming in situation and worry about that, and own it and be responsible right now. 

Once baddy goes away in Nov, if I am able to do that, I shall see some great cards.

Cheers all.