My Amex increased my limit but...

[Raziel77]

I have amex blue cash card with $2000 CL

It is opened 6 months ago and I was working hardly for 2 years to increase my credit score.

So I decided to request CLI from Amex next month december, I wanted to request $10,000

Sadly I received today an email from Amex that they automatically increased my credit limit to $5000, now I'm confused: should I request a CLI next month as planned "$10,000"? Does the automatic CLI that they did for me is really the maximum? or they might consider increasing my limit more if I do a manual request?

THANKS

[Anonymous]

I would take that and wait another 6 months but that is me.

[Raziel77]

I will take it... but will there be any negative actions from asking for more next month?  or no need bcause they already gave me the maximum ?

[Anonymous]

They wouldn't have given you $10,000 anyway, because 3x is the maximum CLI if I'm not mistaken.

[Raziel77]

I never heard there is a 3X cap, I just heard that they are generous that they will even give 3X of CL

Also, now my CL is $5000 according to the email I received from AMEX after the auto CLI, so I can ask for 3X = $15,000

[Anonymous]

If it we me, I wouldn't press my luck with AmEx.  Asking for too much that quickly might trigger a FR.

[mross1080]

---

@Anonymous wrote:

If it we me, I wouldn't press my luck with AmEx.  Asking for too much that quickly might trigger a FR.

---

+1

[smc733]

3x current CL is indeed Amex's CLI cap.  They told my brother this when his Blue went from $2k to $6k, they rep told him to wait 6 months to apply to get the $10k he requested.

[Raziel77]

Oh well... I guess I will wait

Thank you for the info... I appreciate it.

I think I should be thankful for the $5000 CL and stop dreaming of the $10,000

[joestay]

Do you need the $10k CL now?