No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Your best bet is probably to skip the cash back cards altogether and just try to rack up as many MR/UR points as your can. The platinum/Palladium benefits haveily overlap though, so you are paying a high annual fee twice for alot of the same perks like lounge acces, etc
True. But got Palladium to waive the AF and Platinum card AF is paid by business as I am throwing business expenses on it right now.
Ahhhhh you didn't mention that before haha. Once Palladium AF kicks in you can always cancel it since your plat is paid for.