My First BofA CLI

[Anonymous]

To recap:

Applied for BofA Rewards Amex on April 9.  Approved instantly for $2500.

Product change to BofA Accelerated Rewards Amex on April 23.

Today, I requested a CLI.  I thought I might be pushing the envelope asking them for too much too soon, but I've heard nothing but success stories around here regarding BofA CLIs, and no AA as a result, so I figured, why not.

I decided to call in instead of doing it online.  I also left the amount open and just requested whatever I'm eligible for.

Had to answer some questions from a credit analyst about my income, how long I've been doing what I do for a living, why would I like a CLI, etc etc.  Put me on hold for a few minutes, came back, and told me they were giving me a CLI to $7500.

The rep was even apologetic that he couldn't give me more.  He said I should give them a little more history and then they'll see about taking me higher.

How's that for a dreary Monday afternoon?

Message Edited by cheddar on 04-28-2008 02:00 PM

[MidnightVoice]

Very nice.

[Scamp]

---

cheddar wrote:

To recap:

Applied for BofA Rewards Amex on April 9.  Approved instantly for $2500.

Product change to BofA Accelerated Rewards Amex on April 23.

Today, I requested a CLI.  I thought I might be pushing the envelope asking them for too much too soon, but I've heard nothing but success stories around here regarding BofA CLIs, and no AA as a result, so I figured, why not.

I decided to call in instead of doing it online.  I also left the amount open and just requested whatever I'm eligible for.

Had to answer some questions from a credit analyst about my income, how long I've been doing what I do for a living, why would I like a CLI, etc etc.  Put me on hold for a few minutes, came back, and told me they were giving me a CLI to $7500.

The rep was even apologetic that he couldn't give me more.  He said I should give them a little more history and then they'll see about taking me higher.

How's that for a dreary Monday afternoon?

Message Edited by cheddar on 04-28-2008 02:00 PM

---

Congrats, Cheddar!!!  That's FABULOUS!!  

Which number did you call to get this CLI?

[Anonymous]

Super Congrats Cheddar!!!!

I'd say your dreary Monday just turned into

Magnificent Monday. A 3-fold increase in

credit limit is sweet every day of the week.

Congrats once again!!!

CanDo

"The right attitude is everything"

[ficonovice]

BoA is great. My first increase was from $3,500 to $10,000 via website. Be careful though: my next request was denied stating that I had enough credit with them for my income.

I then requested another increase and got approved at first for $2,500 then upped the next day to $4,000 after speaking to credit department.

2 out of 3 requests approved, but just a caution not to get too cocky. Every now and then, they'll shoot you down.... 

[jaxstraw]

Congrats Cheddar !!

I figured I'd try too and they just bumped me $2500 .

$3000 card bumped to $5000 at activation 3 weeks ago..... and thanks to you and this post another $2500 to a total of $7500 !!!

BofA rocks.

Jax

[Anonymous]

Sweet, they have been good with the CLI's recently. Get them while you can.

[Anonymous]

How soon between cli request??

I gotan increase for the first time about 2 months ago...is it possible to get another increase earlier than 6 months down the road?

[Anonymous]

I got a CLI two weeks apart. $5,000 to $7,500 and then $7,500 to $15,000

[Red1Blue]

Congrats... I have wait 2 more months for my 99/500 card to become unsecure and possibly get a CLI on that card. I tried to get biz card from them, I was rejected. I am not touching them any more. I am surprised, Citi gives me bundles of luv. With BOA I have all my accounts and I can not get a single card from them. What a wonderful world?