My Hooters just died

[Anonymous]

BK 6 years ago. Not a baddie sense. $200 Orchard 9 months ago, canceled today.

6 month old Hooters has been my primary card until today. Instant On-Line approval for $2500.00 at fixed APR of %7.99 Juniper.

This was from my first pre-approval in the mail-box in 6 years.

I'm back!

[athensguy]

Congratulations!

[Anonymous]

Very nice...congrats!

[Anonymous]

Heading for the Rockies next week for a well deserved vacation too.

[Anonymous]

I apted on Thursday and I leave on a vacation trip next Saturday. I'd sure like to put $500 or $700 on this card rather than Hooters. Does anybody know how long it will take for this card to arrive?

[Anonymous]

Oh, put it on the Hooters card...it's a great conversation-starter. ;-)

Seriously, congratulations.

[Anonymous]

Thank you. I will if need be.

[Anonymous]

Congratulations, beenthere!!!

[Anonymous]

Thank you very much.

From reading here the last couple days I expect I may have been a tad more impulsive than I originally thought. After a BK6 years ago that I fought very hard to avoid, I never did anything pro-active to rebuild my credit because I didn't know I could do anything about it but pay my bills on time but then I found an MSN article about the Orchard card and a link to these forums. When I got this offer for fixed 7.99 apr several days ago I only assumed that this could ONLY be a prime offer with that CL and fixed rate. Still, there is no denying that %7.99 is preferable over most. It certainly says something about what I've learned here in the last 9 months.

Message Edited by beenthere on 07-06-2008 10:51 AM

[NICKI183]

I am glad to see that good credit has come your way.  The goal of getting pre-approval cards offers in the mail that are not sub-prime is a treat.