It's been seven years. The limit is $1000 and it used to be my primary card. I haven't used it in a year and I didn't think USAA would ever budge on their secured cards but I received a letter today stating my card is upgrading to a rewards card.
I did a search to see if anyone else had posted or heard anything about this but came up empty, so just wanted to share.
I thought I recall reading that they changed their secured card policies a year or two ago... I haven't been paying as much attention to that market vs. when I was deep subprime and desperately needed secured cards.
Nice to see them apply this basically retroactively to their old accounts too... I still have one secured card from DCU which just sits with a minimum deposit as it's one of my oldest tradelines and it's seriously unlikely they will ever take it away from me short of a BK no matter hat happens to me in my financial life.
In my case my USAA card was one of the first unsecured cards I got, and I used them a few times for secured installment loans (even if secured against a CD isn't the best solution for reindeer games) and I still carry all my insurance through them but good to see them be righteous elsewhere.
Congrats! Good things come to those who wait. Happy Holidays!!!!!!!!
Tending my Garden til 6/2020