Back in July I got approved for the KC Royals MC issued by Commerce Bank.....obviously a marginal approval since starting line was $1000 but I spend a few hubdred dollars every month and pay in full.
I got on chat yesterday to inquire about a client and they transferred me to a "specialist" who could help.
Credit line increases are a HP which I knew, but she said they open a new card, transfer the new credit line to the old card and then close the new card! What?! She said I had to call sales dept. or go into a branch to request the increase.
I then inquired about auto increases and she said yes, they do them randomly every quarter so I might get one sometime with no HP.
I've seem some cases of auto increases on here, but I doubt they were random.
I tried banking with Commerce back in 1995-1996 and it didn't go smoothly......but I have never heard of opening a new account and then moving the line and then closing new account.
Am I crazy or was the "specialist" misinformed?
I have $347,000 in available credit so I am gonna take a pass on this and see what happens in the future
