NASA CU

[virgo]

Can any one with experience with this CU tell m how they are inquiry sensitive. 

Thanx in advance.

[EmmyWannabeOrman]

i know they don't use chexsystems and It seems they give high CLs. 

[virgo]

Thank you for responding. (sorry for the typos).

I already have checking with NFCU and Chase and luv both, but I was looking at their cc's.   My only negative is my ton of inquiries.   I have been shopping for a business loan and unlike auto or mortgage, they dont get lumped.

[EmmyWannabeOrman]

Well IMO I think NFCU are likely to approve you for loans with a lot of inquires. They approved me for their overdraft LOC and CC with a lot of inquiries. Good luck  

[Kenny]

---

@virgo wrote:

Thank you for responding. (sorry for the typos).

I already have checking with NFCU and Chase and luv both, but I was looking at their cc's.   My only negative is my ton of inquiries.   I have been shopping for a business loan and unlike auto or mortgage, they dont get lumped.

---

If you have Navy Fed then you really need not look anywhere else. If your score is even remotely good, I'm sure you'll get approved for whatever you want with them. High inquiries or not.

Best of luck

[yudeology101]

They may be INQ sensitive, I'm waiting for my denial letter.  Just now called the number provided to see if i can talk to an analyst and it seems like there's no direct line to talk to an analyst.   They told me for reconsiderations, i would have to email them or write a letter. 

[mt2va]

---

@EmmyWannabeOrman wrote:

i know they don't use chexsystems and It seems they give high CLs. 

---

Thanks for the heads up.  I've tried twice previously to be a member and was denied both times.  Just now went & joined ACC and paid my $5 and now I'm a member of Nasa FCU at last. 

[john398]

I am surprised they have no Texas locations

[Creditaddict]

---

@virgo wrote:

Thank you for responding. (sorry for the typos).

I already have checking with NFCU and Chase and luv both, but I was looking at their cc's.   My only negative is my ton of inquiries.   I have been shopping for a business loan and unlike auto or mortgage, they dont get lumped.

---

If you have not, why have you not applied for credit card with Navy?

[Anonymous]

my experience..

app'ed for credit card platinum and asked for max $30k.. they countered to $15k i accepted.  Sent in a few docs; 2 paystubs, copy of ID, etc.  pulled EX with 10+ recent inq's.