As most of you have read - it seems as if NASA is basically handing out inflated CLs and to just about anyone. I must be one of few that were DENIED.
Well, I just received the reason for the denial. The reason is not important BUT the FICO they obtained is.....a mere 583 (from Experian) ?!?!
Now, I ask you, the comminuty..are the FICOs in my sig - the ones obtained here on myfico - not accurate or did they somehow obtain someone elses credit file?? I'm stumped!
Mod edit: corrected cu
⋅ INQs: 6
When did you pull those FICOs in your siggy and where did you get them from?
Scores are my FICO® 3-Bureau Credit Monitoring subscription here on myfico. Scores in my sig are current as of 9/27
@Creditaddict wrote:
@Ysettle4 wrote:As most of you have read - it seems as if NFCU is basically handing out inflated CLs and to just about anyone. I must be one of few that were DENIED.
Well, I just received the reason for the denial. The reason is not important BUT the FICO they obtained is.....a mere 583 (from Experian) ?!?!
Now, I ask you, the comminuty..are the FICOs in my sig - the ones obtained here on myfico - not accurate or did they somehow obtain someone elses credit file?? I'm stumped!
Navy Federal pulled EXPERIAN for a credit card????!
I have NEVER heard of an EX pull for anything... it's rare to be TU
No, Nasa federal credit union. Sorry, I should have specified.
@Creditaddict wrote:
@Ysettle4 wrote:
@Creditaddict wrote:
@Ysettle4 wrote:As most of you have read - it seems as if NFCU is basically handing out inflated CLs and to just about anyone. I must be one of few that were DENIED.
Well, I just received the reason for the denial. The reason is not important BUT the FICO they obtained is.....a mere 583 (from Experian) ?!?!
Now, I ask you, the comminuty..are the FICOs in my sig - the ones obtained here on myfico - not accurate or did they somehow obtain someone elses credit file?? I'm stumped!
Navy Federal pulled EXPERIAN for a credit card????!
I have NEVER heard of an EX pull for anything... it's rare to be TU
No, Nasa federal credit union. Sorry, I should have specified.
oh well I was declined with a 695 and that is the score they sent on denial!
My partner was also declined and waiting for the score from Nasa but Prosper put him at a 739 just a day before
Well, atleast your pull matches your sig which I assume is current. What myfico lists and what nasa fed pulled shows a 65 point difference. I'm not able to make sense of it.
Anyways, I'm not too upset as I was able to confirm it was just a SP.
No rhyme or reason to their methods. In any rate, I just received my account opening packet. I may cancel out and get my deposit back.
