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So I applied last night for the NASA Membership, and it went pedning. Nothing on chex systems, but experian is frozen, so I'll call them and let them know it's been thawed. I just applied for the Credit Card and it went pending as well. I pulled my credit report, and I have a SP and a HP from them all done today. I hear they are BK Friendly (6/2006) no lates and I have a lot of Experian INQ. My highest limit is my lowes card $25K, then two Navy cards at $22K and my lowest limit card is my BBY @$550.
My Experian Socre as of 8/18/2014 from a denail letter from FNBO was 700, no baddies, a few new accounts, util is 5% across the board. Total limits across all is $180,000
What are my chances of getting in?
Worst case is I wasted another HP and $10 to unfreeze my credit report.
Please let me know what they pulled. You mentioned SP and HP. Were they both Experian? Thanks.
I got membership and $30k CC approval on 2 EX softs.
The key is to apply for membership first, get approval, then apply for the CC using your member number.
The problem with me is that EX is my lowest score. Not sure if I should bother applying...but they seem to be very generous.
I applied for membership with a savings account. That went to referred status. I unfroze my EX and then applied for the CC. Instant approval for 30k... I think the savings went to referred because I was frozen in EX.
@Involver wrote:I got membership and $30k CC approval on 2 EX softs.
The key is to apply for membership first, get approval, then apply for the CC using your member number.
@KennyRS wrote:I applied for membership with a savings account. That went to referred status. I unfroze my EX and then applied for the CC. Instant approval for 30k... I think the savings went to referred because I was frozen in EX.
@Involver wrote:I got membership and $30k CC approval on 2 EX softs.
The key is to apply for membership first, get approval, then apply for the CC using your member number.
Was your CC a HP or SP?
Still pending. I tried to call and they say it will take a few days for them to review the applications.
I see the HP and the SP but haven't received my alerts from my credit monitoring service yet that the HP happened.
I hope they hurry up! ![]()
@waynes1982 wrote:Still pending. I tried to call and they say it will take a few days for them to review the applications.
I see the HP and the SP but haven't received my alerts from my credit monitoring service yet that the HP happened.
I hope they hurry up!
I think this board may be causing the traffic jam. ;-)