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NFCU AR for new account, when?

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Anonymous
Not applicable

NFCU AR for new account, when?

This week, I was approved for the the CLOC for $15,000 and the cashRewards for $3,000 (disappointed in the lower SL, put my foot is in the door).

When will my first AR be? Will I get one like other members on 7/1 or will mine at the start of the 4th quarter?

I don't think I'm going to recon the SL to the CC, I just want to plan usage to get a big CLI at first AR (my income and profile would support it).
Message 1 of 14
13 REPLIES 13
baller4life
Super Contributor

Re: NFCU AR for new account, when?

The last AR was 4/26. They are every couple of months give or take a few days. So June will be the month. Just don't know exact date.

Message 2 of 14
Anonymous
Not applicable

Re: NFCU AR for new account, when?


@baller4life wrote:

The last AR was 4/26. They are every couple of months give or take a few days. So June will be the month. Just don't know exact date.


Hey Baller!

I'm going to start checking for AR mornings on Monday, if you want check evenings, we can work together...

Message 3 of 14
RonM21
Valued Contributor

Re: NFCU AR for new account, when?

How do you know when they did the AR?


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 4 of 14
baller4life
Super Contributor

Re: NFCU AR for new account, when?


@Anonymous wrote:

@baller4life wrote:

The last AR was 4/26. They are every couple of months give or take a few days. So June will be the month. Just don't know exact date.


Hey Baller!

I'm going to start checking for AR mornings on Monday, if you want check evenings, we can work together...


Sure. But, the only problem is there is a lag of several days before we can actually see the sp. It will probably be the first week of July before it actually registers on EQ.

Message 5 of 14
baller4life
Super Contributor

Re: NFCU AR for new account, when?


@RM21 wrote:
How do you know when they did the AR?

I subscribe to EQ's monitoring service and have complete access to my file.

Message 6 of 14
Anonymous
Not applicable

Re: NFCU AR for new account, when?


@baller4life wrote:

@Anonymous wrote:

@baller4life wrote:

The last AR was 4/26. They are every couple of months give or take a few days. So June will be the month. Just don't know exact date.


Hey Baller!

I'm going to start checking for AR mornings on Monday, if you want check evenings, we can work together...


Sure. But, the only problem is there is a lag of several days before we can actually see the sp. It will probably be the first week of July before it actually registers on EQ.


Very true, I think it finally updated last time it showed up on my report on the 3rd or 4th but had a 26th day.

Message 7 of 14
Creditplz
Valued Contributor

Re: NFCU AR for new account, when?

I got my card on 4/4 and got the AR on 4/26, so I would assume you should get the AR!
Message 8 of 14
Anonymous
Not applicable

Re: NFCU AR for new account, when?

I apologize if this is a redundant question - I'm sure there's probably several threads about this AR thing, but I just dont have the time to sift through them all.

 

My question is simple - I received my CashRewards card in May and my CLOC for 5k in June (i wasnt aware of the ask for 25k rule at that time).  I have an AR for NFCU listed on my Equifax report for 6/28/16 (yayyy).  Are my accounts to young to request the CLIs or do I have to wait for 3 billing statements?  Im just looking for clarity before I make a fool outta myself!

 

Thanks in advance!

Message 9 of 14
Anonymous
Not applicable

Re: NFCU AR for new account, when?


@Anonymous wrote:

I apologize if this is a redundant question - I'm sure there's probably several threads about this AR thing, but I just dont have the time to sift through them all.

 

My question is simple - I received my CashRewards card in May and my CLOC for 5k in June (i wasnt aware of the ask for 25k rule at that time).  I have an AR for NFCU listed on my Equifax report for 6/28/16 (yayyy).  Are my accounts to young to request the CLIs or do I have to wait for 3 billing statements?  Im just looking for clarity before I make a fool outta myself!

 

Thanks in advance!


You do need to wait the 3 months to request CLIs on those accounts if you want them to be SPs.  Also, for clarification, the maximum amount you can request and get on the CLOC is $15K, not $25K.

Message 10 of 14
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