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NFCU CLI question -- Update: CLI Approved

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Roadgeek395
Regular Contributor

NFCU CLI question -- Update: CLI Approved

Hey everyone, 

 

I had my last CLI on December 19th. So am I eligible after 180 days? If my calculations are right that made me eligible for a CLI as of June 17th. Just curious if you guys think i should wait any longer?

 

Thanks!

Message 1 of 8
7 REPLIES 7
SUPERSQUID
Valued Contributor

Re: NFCU CLI question

Did 6 full statements elapse since that cli?

{ BK7 DC 12/2019 } target 2800/ kohls Visa 7000/ discover IT cb 5800 / 2nd discover IT cb 6000/mercury 4100 /legacy 3500 /HUE cc 3500/ cap1 QS 5000/ cap 1 savor one 3100 /Bread rewards Amex 4650, Penfed PCR signature visa 10k/ penfed gold 5600 /NFCU signature visa cash rewards 21700/bread cashback amex 8000

>/ nfcu platinum 15k, BABY NEEDS NEW SHOES !!!!!
closed-- reflex, applied bank, first digital, mission lane, ikea, fingerhut, big lots, valero gasoline, ollo, more to come
Rebuilding since September 2020
who i burned - chase, cap 1, TD bank, Sync, were the biggies
Income 55k
Total utilization above 50 pct.
Ficos ,most are slightly above 700, the 9's slightly higher than the 8's

TCL - about 110k
Retired since 2017
Message 2 of 8
Roadgeek395
Regular Contributor

Re: NFCU CLI question

Yep, I just looked and I have 6 full statements since my last CLI. 

Message 3 of 8
OmarGB9
Community Leader
Super Contributor

Re: NFCU CLI question

6 full statements is good, but I'd also hold off for 183+ days, which, now that I think about it, should be good to go too.

 

Anyway there's no harm in asking. If you're too early, you can simply try asking again after the appropriate time has passed.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 4 of 8
Buddah
Established Member

Re: NFCU CLI question

My wife requested her previous CLI from NF Dec 13th and was approved for her latest on Jun 15th. I think it was 183 days. You should be good to go. She requested and was approved for 8k. Good luck!

Message 5 of 8
Roadgeek395
Regular Contributor

Re: NFCU CLI question

I just applied and was instantly approved for $8K CLI!!!

Message 6 of 8
Buddah
Established Member

Re: NFCU CLI question

@Roadgeek395Congrats on your increase!!! Always a great feeling, especially when its a soft pull.

Message 7 of 8
gdale6
Moderator Emeritus

Re: NFCU CLI question -- Update: CLI Approved

As OP has been approved thread is closed to new comments. Approval thread can be found here https://ficoforums.myfico.com/t5/Credit-Card-Approvals/NFCU-More-Rewards-CLI/td-p/6555284

Message 8 of 8
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