NFCU- Changed Their Sign-Up Bonuses

kidink1911 · ‎12-31-2021

Friends,

While checking my account this morning I stumbled across NFCU's new welcome bonuses for credit card holders. Thank God I signed up when I did!

When I was approved for my cashRewards in November the required spend was $2500 over 90 days for a $250 bonus and as you can see below its dropped to $1000 over 90 days for a $150 bonus. The Flagship now offers a 30,000 point ($300 value) bonus for the required spend of $3,000 within 90 days of account opening.

Although the bonuses are not bad I contemplate if the bonus I received was one of NFCU's holiday credit card promotions.

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500

WTL1 · ‎12-31-2021

Note that the start date for these applications is 1/4/22. The website still has the old SUBs, but the app shows the ones you list.

Anonymalous · ‎12-31-2021

No surprise. This has been a banner year for sign up bonuses, and the only reason so many financial institutions kept them running so long is because they wanted to grab a share of the holiday spend. I expect nearly all card issuers to follow suit, and slash their SUBs.

Anonymous · ‎01-01-2022

Man, when I signed up for the flagship, all they offered was a year of prime membership. Which I never got around to charging to the card.

summerterrace · ‎01-01-2022

They also no longer waive the annual fee for the first year. This card would be such a good value if they offered more then TSA-precheck/global entry to offset the AF.

US Bank Altitude Reserve, Delta Gold Am Ex, PenFed Power Cash Rewards, PenFed Pathfinder, Navy Federal Flagship, Chase Freedom, IHG Rewards Club Premier, Marriott Bonvoy Premier

Anonymalous · ‎01-01-2022

@summerterrace wrote:
They also no longer waive the annual fee for the first year. This card would be such a good value if they offered more then TSA-precheck/global entry to offset the AF.

It's $100 credit for a $49 AF, which isn't bad. But even ignoring that, the SUB means the Flagship is effectively free for 6 years (8, if you apply in the next 2 days).