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NFCU FICO scores?

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patrick00032001
Regular Contributor

Re: NFCU FICO scores?

I can confirm, Navy FCU pulls a TU 98 Classic score, that you purchase here, as well as a Beacon 5.0 score that you can purchase here all well. Smiley Happy

Discover IT $32,500, Chase Freedom $1,000.00, Sears Mastercard $10,000, Wal-Mart DC $10,000.00, Kohl's $3,000.00, Chase Slate $52,000.00, 3 Rivers FCU Platinum Mastercard $25,000.00, IU Credit Union $25,000.00, Penfed LOC $25,000.00, Fort Financial CU $15,000.00, Home Depot $22,000.00, Lowe's $20,000.00, Penfed Power Cash Rewards $25,000.00, PenFed Travel Amex $25,000.00, Value City Furniture $10,000.00, PNC Points Visa Signature $15,000.00, GM Buy Power card $5,000.00, BOA 123 Visa Siggy, $62,000.00, Citi DC $15,000.00, GM Extended Family $3,000.00, Fire, Police, City, County, FCU $10,000.00, TU 791, Eq 765, Exp 772

Message 31 of 41
Eightiron
Contributor

Re: NFCU FICO scores?

Am I going to have to pay the money to get my TU score here, and post pictures of both scores to get my point across?


Gardening now for that spring harvest Entered 9/4/13 leaving 4/14
Message 32 of 41
daybreakgonesXe
Valued Contributor

Re: NFCU FICO scores?

I don't mean to change subjects, but is the EQ Beacon score mentioned with a max score of 818 the same one DCU gives?
Message 33 of 41
09Lexie
Moderator Emerita

Re: NFCU FICO scores?

@daybreakgonesXe

DCU score range is to 850 v Beacon 04
Message 34 of 41
jboy1972
New Contributor

Re: NFCU FICO scores?

Huh...interesting...I never recieved a letter revealing my score when I was approved for the flagship. I just recieved the card, interest rate and a separate letter with checks. Is this a new thing? I applied back in June so...do I call? I'm interested to see what my score was when I got approved.
NFCU Flag Visa Sig $11k *| AMEX BCE $20k*| Discover It $8k*| Citi TY Preferred $5k *| Chase Freedom Visa $2k *|
| Lowe's $10k *| Bank of Hawaii Rewards Platinum Visa $7.8k *| Hawaii USA FCU Platinum Visa 3k *| Firestone 2.2k *|

FICO EQ- 747 (7/07/13) FICO EX -752 (8/07/13) FICO TU -751 (8/07/13)
Message 35 of 41
android01
Valued Contributor

Re: NFCU FICO scores?

FICO score ranges.jpg

EQ Fico 8 - 850
TU Fico 8 - 850
EX Fico 8 - 850
Message 36 of 41
improvingmycredit
Valued Contributor

Re: NFCU FICO scores?

Great post Android! Thanks!

Starting Score: 642
Current Score: EQ 773, EX 780, TU 777 (All FICO)
Goal Score: 800+

Cards: NFCU Flagship 50K, DC 30K, BCP 28.6K, Arrival+ 25K, Citi DP 22.8K, CSR 20.5K, TotalRewards 25K, QuickSilver 20K

Message 37 of 41
Anonymous
Not applicable

Re: NFCU FICO scores?

I received a letter yesterday with the score, still waiting on the card tho. My score was exactly the same as myfico.
Message 38 of 41
fixmycred14
Established Contributor

Re: NFCU FICO scores?

+1

I was recently approved for nrewards and my score was on the back of the letter. Score same as MyFico.


Starting Score: FICO TU 591 FICO EX 581 FICO EQ 555
Current Score: FICO TU 662 FICO EX 652 FICO EQ 643
Goal Score: 700 CLUB


Take the myFICO Fitness Challenge NFCU nRewards $20K Cap1 Secured $500 NFCU LOC $15K TJX $250 BOA $500
Message 39 of 41
CWESTL
Regular Contributor

Re: NFCU FICO scores?

Great post!!!! I was approved for the NFCU cash Rewards card last week. I received a letter noting my credit score at the time NFCU pulled my credit report. I had questions as to whether the score given was a FICO score and this post cleared up my question. 

 

Chapter 7 Discharge Aug 2013

 

Oct. 2013 EQ FICO 651 

Dec. 2013 EQ FICO 667

Jan. 2014 EQ FICO 672

Feb. 2014 EQ FICO 675

 

Feb. 2014 TU FICO 678 (NFCU)

 

Cap One $1k; NFCU Cash Rewards $2k; Barclaycard (AU) $24K; Maytag $3370; Aber&Fitch $500

 

Chapter 7 Discharge Aug 2013 (Removed 2022 & 2023)
October 2025 EQ FICO 803
October 2025 TU FICO 8 797
October 2025 EX FICO 8 803
Jan 2024 EQ FICO 9 824; AMEX Cash Magnet $26K; AMEX Platinum NPSL, POT $27.5K; Cap One QS World MC $11k; Cap One Venture Sign VS $45k; Chase Sapphire Pref $19.5K; Citi Simplicity $12K; NFCU AMEX Rwds $28k; NFCU VS Sign Cash Rwds $24.1k; NFCU Plat VS $19k; Wells Fargo Reflect $25K; Mercury (previously Barclay Rwds MC) $5750k; Lowes $35k; Neiman Marcus $44k; Discover It $18.1k; Discover It $19.5K; US Bank Shield $25K; Venmo Visa Sign $20K; Barclaycard (AU) $25.5K; Discover (AU) $19.5k New Mortgage Jan 2016 & Nonreaffirmed Mortgage Refinance Nov 2020; HELOC; 2.75% Apr 2022; New Auto July 2017 & June 2024; NFCU LOC $20K
GOAL 820 FICOs on ALL 3 CRs by JANUARY 2025.
AMEX Cash Blue $24.3K; AMEX Lowes Business $14.9K
AMEX Business LOC $25K
Chase Ink Business Unlimited $26.5K; Wells Fargo Signify $14K; US Bank Business Triple Cash $10K
Message 40 of 41
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