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NFCU... Navcheck...question.

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softume
New Member

NFCU... Navcheck...question.

Hi, i was applying for checking line of credit online, and after submitting the application, i got the *application error*.

 

I called the nfcu and rep said to apply again..  BUT i just checked my Equifax report and Voila.... Inquiry by navy fcu on 4/8/2014...today..  btw equifax myfico is 730.

 

Please give me some input, what to do next....

Message 1 of 5
4 REPLIES 4
Creditaddict
Legendary Contributor

Re: NFCU... Navcheck...question.


@softume wrote:

Hi, i was applying for checking line of credit online, and after submitting the application, i got the *application error*.

 

I called the nfcu and rep said to apply again..  BUT i just checked my Equifax report and Voila.... Inquiry by navy fcu on 4/8/2014...today..  btw equifax myfico is 730.

 

Please give me some input, what to do next....


You will have to apply again, and I would think the system will grab that INQ since it's same product. otherwise getting double INQ's removed is easy if the computer at EQ doesn't realize it itself and remove 1.

Message 2 of 5
softume
New Member

Re: NFCU... Navcheck...question.

K, took 2nd HP from them.  Review in process,    asked for 500.  

Message 3 of 5
Creditaddict
Legendary Contributor

Re: NFCU... Navcheck...question.


@softume wrote:

K, took 2nd HP from them.  Review in process,    asked for 500.  


WHAT? You applied for NavCheck and only asked for $500?! with a 730 credit score? CALL BACK!~ $15k, never ask for less, they counter.

Message 4 of 5
AeroKrix
Frequent Contributor

Re: NFCU... Navcheck...question.


@Creditaddict wrote:

@softume wrote:

K, took 2nd HP from them.  Review in process,    asked for 500.  


WHAT? You applied for NavCheck and only asked for $500?! with a 730 credit score? CALL BACK!~ $15k, never ask for less, they counter.


+1. call them back ASAP and ask for the max! With my not-so-great scores I was able to get $5 for navcheck. You'll get At least 10k min!

Current 10/24/2024 EQ - 777 FICO ; EX - 777 FICO ; TU - 781 FICO

Message 5 of 5
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