My journey with NFCU has been an agressive one... I joined about two months ago, mind you by ch 7 bk was discharged on 5/20..
In two months time I opened a share loan for 3k with a 24 month payment plan..paid it down to 1k...made 6 payments in May.
Applied and was approved for their secured card about a week ago, initial limit was 3k..... a day after I got it I put 800.00 in utility charges on it, then I transferred an 800.00 payment from my USAA checking, while the charges were pendning on my NFCU card, then I needed more room on the card, so made a payment today of 2550.00 (which is scheduled but is not reflected on the card yet) from USAA to my cc.
Today I thought, the 3k limit is too low so I put in a request for a CLI of 1000.00 so total limit of 4k within 15 mins after I got the off the phone from submitting the CLI app.... the strangest thing happened.....
1. they didn't do a HP
2. they didn't put a hold on my savings funds
3. when I look at my credit card, the available credit increased by 1k
Is it possible they gave me a 1k increase, unsecured, on my secured card ?
