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NFCU [Seemingly] May upgrade FLAGSHIP card......

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MachoHombre
Regular Contributor

NFCU [Seemingly] May upgrade FLAGSHIP card......

Currently hold the NFCU Flagship card.   Good card but I don't give it the love/swipes it deserves.

NFCU send me a very interesting and well-thought-out survey.   

 

Much of the survey centered around questions if the Flagship was upgraded in rewards and perks.  -And the AF increasing to $150/year.

 

Below is screenshot of what the potential new Flagship card might be:

NFCU.screenshot.png

I told them I'd like to be first in-line to sign up if this card becomes available.   

This potential card would make a substantial impact on my yearly swipes.   I'd say goodbye to my 2% cards and move that spend to this and I'd look real hard at moving travel spend as well.     

The Amazon Prime credit makes this a no-brainer for *me*.    

The car rental waiver would give me the excuse I need to throw out my CSP.

 

Time will tell if this new card actually comes to fruition, but don't even think of trying to cut the line in front of me if they give access to it :-)

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Message 1 of 49
48 REPLIES 48
Roadgeek395
Regular Contributor

Re: NFCU [Seemingly] May upgrade FLAGSHIP card......

I participated in the same survey. Almost everything looks the same on mine except mine was showing a $95 annual fee.

Screenshot_20231130_120328_Chrome.jpg

 

Message 2 of 49
KillingThemGingerly
Contributor

Re: NFCU [Seemingly] May upgrade FLAGSHIP card......


@MachoHombre wrote:

Currently hold the NFCU Flagship card.   Good card but I don't give it the love/swipes it deserves.

NFCU send me a very interesting and well-thought-out survey.   

 

Much of the survey centered around questions if the Flagship was upgraded in rewards and perks.  -And the AF increasing to $150/year.

 

Below is screenshot of what the potential new Flagship card might be:

NFCU.screenshot.png

I told them I'd like to be first in-line to sign up if this card becomes available.   

This potential card would make a substantial impact on my yearly swipes.   I'd say goodbye to my 2% cards and move that spend to this and I'd look real hard at moving travel spend as well.     

The Amazon Prime credit makes this a no-brainer for *me*.    

The car rental waiver would give me the excuse I need to throw out my CSP.

 

Time will tell if this new card actually comes to fruition, but don't even think of trying to cut the line in front of me if they give access to it :-)


Hmm. I currently have the NFCU Flagship Rewards card as well, but currently don't use it much because there are better 2% cards out there with no annual fee. I have not received this survey though.

 

I do not personally see this potential upgrade as much better (maybe even worse), with the $101 increase in annual fee from the current $49 annual fee. There are several cards with no annual fee where you can get 3x back on dining (SavorOne for example). Perhaps the 4x on travel is better than you can get on a no annual fee card but I don't travel enough for it to matter. I already get 3x travel (slightly worse return than the 4x) on the annual fee free Wells Fargo Autograph. The only reason I keep the card as it is, is for the Amazon Prime credit that offsets the annual fee and then some. Although I am currently having a hard time getting access to that credit since I already have Prime and Amazon no longer allows the ability to gift yourself a membership to use later. 

Message 3 of 49
MarkintheHV
Frequent Contributor

Re: NFCU [Seemingly] May upgrade FLAGSHIP card......

I have read earlier threads with the $95 annual fee.  This is the first time I have read about the $150 annual fee for the same benefits.  My guess is that if they upgrade this card (which it sounds like a good possibility), they will settle on the $95 annual fee.  That seems to be the standard these days.

Active Cards In My Wallet: AmEx BCP - 70k | NFCU Flagship Visa - 80k | Citi CCR - 44k | AmEx Delta Reserve Biz - 13k
Inactive Cards: Citi AA World MC - 21k | Discover IT - 10k
Message 4 of 49
sonic-boom
New Visitor

Re: NFCU [Seemingly] May upgrade FLAGSHIP card......

Really want this card but have been holding out hoping the signup bonus will go up or will get a targeted offer. It was 40K when I was first looking but unsure if the annual fee was waived like it is now. Any insight on getting it now or waiting?

Message 5 of 49
CreditCuriosity
Moderator Emeritus

Re: NFCU [Seemingly] May upgrade FLAGSHIP card......


@sonic-boom wrote:

Really want this card but have been holding out hoping the signup bonus will go up or will get a targeted offer. It was 40K when I was first looking but unsure if the annual fee was waived like it is now. Any insight on getting it now or waiting?


Wait until the increased sub.  Forgot if AF is waived for first year or not, but usually every quarter they do a new card with an elevated sub

Message 6 of 49
Anonymous
Not applicable

Re: NFCU [Seemingly] May upgrade FLAGSHIP card......

I don't know about NFCU, but for other issuers (Amex and US Bank) I have filled out lots of such surveys, with none of the "example" changes seeing the light of day.

 

IOW, a long distance between survey and actual upgrade.

Message 7 of 49
Lou-natic
Established Contributor

Re: NFCU [Seemingly] May upgrade FLAGSHIP card......


@Anonymous wrote:

I don't know about NFCU, but for other issuers (Amex and US Bank) I have filled out lots of such surveys, with none of the "example" changes seeing the light of day.

 

IOW, a long distance between survey and actual upgrade.


I can tell you that there was a survey released for the NFCU cash rewards card and about 6 months or so later is when they did the whole 1.75% thing. It wasn't enough of an upgrade to sway me but the survey definitely had some impact.




8/22/24
3/09/25
Message 8 of 49
summerterrace
Regular Contributor

Re: NFCU [Seemingly] May upgrade FLAGSHIP card......

Right now the prime membership isn't a yearly benefit.  I got it the first 2 years but didn't for the 3rd.  The $150 annual fee would basically cover the cost of Amazon prime. 

US Bank Altitude Reserve, Delta Gold Am Ex, PenFed Power Cash Rewards, PenFed Pathfinder, Navy Federal Flagship, Chase Freedom, IHG Rewards Club Premier, Marriott Bonvoy Premier
Message 9 of 49
Citylights18
Valued Contributor

Re: NFCU [Seemingly] May upgrade FLAGSHIP card......

You can't move the NFCU points to travel partners.

 

Citi Custom Cash gives you 5x in any category you want. No annual fee.

 

Chase Sapphire Preferred is 3x dining but then 10% points back so effective 3.1. Then 1.25 redemption so 3.875.

 

I woud consider downgrading if I had to absorb a $150 annual fee on this.

Official travel point totals as of 10/21/24 (1,358,177 Total Points)
Chase Ultimate Rewards 696,884 | IHG One Rewards 144,957 | Hilton Honors 144,521 | AMEX Membership Rewards 102,729 | World of Hyatt 76,095 | Marriott Bonvoy 65,343 | Citi Thank You 38,153 | Choice Rewards 32,460 | United MileagePlus 13,316 | British Airways Avios 12,333 | Jet Blue TrueBlue 11,780 | Wells Fargo Rewards 2,858 | Southwest Rapid Rewards 2,447 | NASA Platinum Rewards 1,883 | AA Advantage 1,744 | Navy Federal Rewards 1,087 | Delta Sky Miles 175 | Virgin Atlantic Virgin Points 100 | Lowes Business Rewards 7,102 ($71.02) | Amazon Rewards 2,200 ($4.75) | Discover CB 10 ($0.10)
Message 10 of 49
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