NFCU Sign Up Bonus

Anonymous · ‎12-31-2019

I am new to Navy Federal and I’m looking to apply for my 3rd card on 1/5/20. My question is do they change the SUB every year? I am looking at the cash rewards card and it says the current SUB expires 1/2/20

K-in-Boston · ‎12-31-2019

NFCU changes SUBs on their cards frequently, but cards can also go a long time without offering any SUB at all. So after Thursday, the SUB on that card could be replaced with a new one but it may also be a while before one is reintroduced.

Anonymous · ‎12-31-2019

Thank you! I will cross my fingers they replace it with something

Anonymous · ‎12-31-2019

NFCU is about to do their annual low or no APR BTs and those usually replace SUBs for the month of January, then the SUBs come back.

tcbofade · ‎01-01-2020

@Anonymous wrote:
NFCU is about to do their annual low or no APR BTs and those usually replace SUBs for the month of January, then the SUBs come back.

It's 10 am CST on 01 January and I've logged in to NFCU twice looking for the BT offers.

Fico 8 06/01/26: EX 791, EQ 819, TU 808.
Fico 9: EX 812 04/15/25, EQ 804 04/08/25, TU 792 02/15/25.

Zero percent financing is where the devil lives...

Anonymous · ‎01-01-2020

@tcbofade wrote:
@Anonymous wrote:
NFCU is about to do their annual low or no APR BTs and those usually replace SUBs for the month of January, then the SUBs come back.
It's 10 am CST on 01 January and I've logged in to NFCU twice looking for the BT offers.

They start when the old offers end so should be up tomorrow.