@Anonymous wrote:
Hi Everybody! I'm sorry if this has been asked before but I couldn't find any answers searching around the forum. I applied for a NFCU CC a couple weeks ago and was instantly approved for 22k (wooooo!). My wife isn't a member of NFCU yet but when I applied for the card I was asked to give the total available income.
I know that in the future when I ask for more than 25k for a CLI, NFCU will ask for my pay stubs. I make 60k annually but with my wife's income, we make much more than that. If I send NFCU my pay stubs when I request a CLI, will they make a fuss about the seemingly lower income? Does anybody else have a similar story to share? I'm curious how NFCU handles that kind of situation.
Whenever I've been asked to verify income, I've provided my 1040, rather than the stubs. If you're going to go the stubs route, I'm guessing that they would want you to submit both your and your wife's.
