NFCU Very Impressive

MountainHiker · ‎01-16-2013

I've been with them for only a week and allready they have offered me a pre-selected CC and tonight an Auto loan. I'm starting to think they are better to me than my experience with Chase. Never thought I'd say that but its true.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured

jsickz32 · ‎01-16-2013

Why dont you just go ahead and apply then?

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

Anonymous · ‎01-16-2013

Yeah why you hesitating! Like we said before they are different than other lenders!

jsickz32 · ‎01-16-2013

I was fresh of a huge app spree when i joined and apped and they approved me instantly and for my biggest cl at the time.

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

MountainHiker · ‎01-16-2013

Do I admit to being cautious? You bet! Maybe even a little chicken.Right now I'm thinking it might be best to sync my creditors or in other words have them showing up on my new address here in North Carolina.That shouldn't take more than one billing cycle just a few weeks for the credit bureaus to report the new location. Speaking of which man is North Carolina a friendly place. And the food is dangerously good.I don't know if I'll be approved for a credit card with NFCU but one thing is a must with food this good I will have to exercise more to stay fit.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured

jsickz32 · ‎01-16-2013

You chicken! Lol

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)

Mellon · ‎01-16-2013

welcome to NC and APPLY!!!...lol

sybo40 · ‎01-16-2013

My score is nowhere NEAR yours and I cannot TELL YOU how much NFCU has helped me! Everything I have asked them for (and trust me, even I know it's been a lot to ask for), they have given to me...with no hesitation. As soon as a finish paying off the sub-prime cards (that also helped me during my times of financial/credit distress), I'm closing them (have had them all for 2 years now) and just going with NFCU. I've managed to get a huge line of credit and two credit cards from them (totalling $8K in CL) and whenever I have asked for an increase, they haven't blinked...not once. They asked for proof of income twice (when I initially applied for both the LOC and the first card), but after that, nothing. Just approved, approved, approved!! The service has been nothing short of incredible! No need to hesitiate...just GO FOR IT! :-)

Starting Score: 490
Current Score: TU: 656; EQ: 607; EX: 642
Goal Score: 700

Take the FICO Fitness Challenge

MountainHiker · ‎01-16-2013

@jsickz32 wrote:
You chicken! Lol

Guilty as charged! When I do app would be nice to get their Mastercard.

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured

MountainHiker · ‎01-16-2013

@Mellon wrote:
welcome to NC and APPLY!!!...lol

North Carolina is one of the most wholesome places I've experienced. I want to App. I really do!

EQ-732FICO,EX-PLUS 740,TU-725FICO
Goal 750 Across

NFCU Signature Cash Rewards Visa, Chase Freedom Visa, Wells Fargo Visa Secured